FHA VS Conventional loan in Genesee, Jefferson County, Colorado

In 2026, the loan limit for conventional loans in Genesee, Jefferson county, CO, is set at $787,750, whereas the FHA limit for a single-family residence is $787,750.

Check out the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA and uncover the requirements for income, credit, reserves, and documents to qualify. Our refined mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans, side-by-side, to assist you in choosing an optimal program in CO tailored to your financial needs.

Explore loan offers from 100 lenders

2026 loan limits and downpayment requirements in Genesee, Jefferson county, CO

Loan Type Loan Limit Down payment
Conventional Conforming $787,750 3%
USDA $684,200 0%
FHA $787,750 3.5%

This comparison table is applicable to the following zip codes: 80401

Explore Conventional and FHA loan alternatives in Genesee, CO

Lendersa® aims to offer you the most suitable Conventional, USDA, or FHA loan quickly and efficiently. Choose any of the three starting paths for precise matches of lenders and loan programs.

Results from Lendersa USDA loan requests and matching


  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso

  • Crestline Insurance Services LLC
  • 3170 E Sunset Rd Suite# B, Las Vegas, NV, 89120

  • Crestline Insurance Services LLC offers commercial general liability insurance Las Vegas, which is designed to decrease financial risks for your business. Economic troubles can arise from litigation and lawsuits against your business for a selection of possible hazards. Commercial basic liability insurance, or CGL, pays for damages and claims pri

  • Boost Lending LLC
  • 6230 Mcleod Dr, Suite 100-A, Las Vegas, NV, 89120
  • Boost lending was born from a need to fill a gap in the lending market. We are committed to providing customized solutions for our investment clients. We realize investors need more convenience, speed, and agility to fund their investments. We are focused on providing reliable capital to Residential Investors, Mortgage Brokers and Private Lenders.

  • Citizens Choice Mortgage
  • 6290 Mcleod Drive, Suite 100, Las Vegas, NV, 89120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..

  • Right Choice Lending Corp
  • 3960 E. Patrick Lane, Suite 201, Las Vegas, NV, 89120
  • "We have over 20 years experience and our goal is to make the home buying experience a pleasurable one. We specialize in FHA,VA, Conventional and Commercial Lending.
    We love 1st time homebuyers!
    Call us for more information on low down payment options. The Right Choice in Mortgage!
    Come meet our friendly staff here to help you with all"

  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.

  • Commercial Capital Advisors
  • 8965 South Pecos Road, Suite 10A, Henderson, NV, 89074
  • CommCap represents a wide variety of funding sources including life insurance companies, pension funds, investment banks, bridge loan, Government Sponsored Agencies and high leverage lenders. We specialize in crafting optimal financing structures for all types of income producing real estate including shopping centers.

  • Five Star Mortgage
  • 9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
  • Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help!

    At Five Star Mortgage, our ultimate goal is to creat

  • Millennium Mortgage Group LLC
  • 2520 Saint Rose Parkway, Suite 305, Henderson, NV, 89074
  • Millennium Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • Vision Home Mortgage
  • 223 North Pecos Road, Suite 120, Henderson, NV, 89074
  • Our mission is to serve our customers with honesty, integrity & experience. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible.We offer our clients a more personal touch. You have one experienced loan officer who you can contact directly, also there every step of the way.

  • All American Home Mortgage LLC
  • 8915 South Pecos, Suite 17B, Henderson, NV, 89074
  • All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.