FHA VS Conventional loan programs in Genesee, Jefferson County, Colorado

In 2026, the loan limit for conventional loans in Genesee, Jefferson county, CO, is set at $787,750, whereas the FHA limit for a single-family residence is $787,750.

Check out the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA and uncover the requirements for income, credit, reserves, and documents to qualify. Our refined mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans, side-by-side, to assist you in choosing an optimal program in CO tailored to your financial needs.

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2026 loan limits and downpayment requirements in Genesee, Jefferson county, CO

Loan Type Loan Limit Down payment
Conventional Conforming $787,750 3%
USDA $684,200 0%
FHA $787,750 3.5%

This comparison table is applicable to the following zip codes: 80401

Explore Conventional and FHA loan alternatives in Genesee, CO

Lendersa® aims to offer you the most suitable Conventional, USDA, or FHA loan quickly and efficiently. Choose any of the three starting paths for precise matches of lenders and loan programs.

Results from Lendersa USDA loan requests and matching


Genesee Lenders

  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Lends in Colorado
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.

  • Colorado Unified Lending
  • 2801 Youngfield St, Suite 300, Golden, CO, 80401
  • Lends in Colorado
  • Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.

  • TLJmortgage LLC
  • 1898 Denver West Ct, Suite 1225, Golden, CO, 80401
  • Lends in Colorado
  • Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463.

    The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.

  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • Lends in Colorado
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • Lends in Colorado
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.

  • Max Mortgage, LLC
  • 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
  • Lends in Colorado
  • Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.

  • Express Lane Mortgage: Tom Veitch
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • Lends in Colorado
  • At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.

    From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way

  • Colorado Capital Group LLC
  • 12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
  • Lends in Colorado
  • Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates

  • Innovative Mortgage Group
  • 274 Union Blvd Suite, Suite 410, Lakewood, CO, 80228
  • Lends in Colorado
  • At Innovative Mortgage Group our goal is not only to provide you with the best interest rates available, but we strive to make sure your experience here is one you’ll brag to your friends about. We specialize in conventional, VA, FHA and jumbo loans. Whether you're buying or refinancing, we have the perfect lenders for every residential loan.