FHA VS Conventional loan programs in 2026 for Golden, Jefferson County, Colorado
In the year 2026, the maximum amount for a Conventional loan in Golden, in the county of Jefferson, CO, is set at $787,750. This contrasts with the FHA limit, which stands at $787,750 for a home that accommodates one family.
Utilize the Lendersa® Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. Discover the requirements for income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA, enabling you to determine the most favorable program for your financial scenario in CO.
2026 Loan Limits and Downpayment Details in Golden, County of Jefferson, CO
Type of Loan
Loan Limit
Required Downpayment
Conventional Conforming
$787,750
3%
USDA
$684,200
0%
FHA
$787,750
3.5%
This comparison table is applicable to the following zip codes: 80401
Options for Conventional and FHA Loans in Golden, CO
The mission of Lendersa® is to facilitate a hassle-free process in securing the best possible Conventional, USDA, or FHA loan. Select from three initial paths that lead to matched lenders and tailored loan programs.
Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.
Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.
1898 Denver West Ct, Suite 1225, Golden, CO, 80401
Lends in Colorado
Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463.
The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.
At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
Lends in Colorado
Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.
From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
Lends in Colorado
Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
274 Union Blvd Suite, Suite 410, Lakewood, CO, 80228
Lends in Colorado
At Innovative Mortgage Group our goal is not only to provide you with the best interest rates available, but we strive to make sure your experience here is one you’ll brag to your friends about. We specialize in conventional, VA, FHA and jumbo loans. Whether you're buying or refinancing, we have the perfect lenders for every residential loan.
