FHA VS Conventional loan programs in 2025 for Golden, Jefferson County, Colorado

In the year 2025, the maximum amount for a Conventional loan in Golden, in the county of Jefferson, CO, is set at $787,750. This contrasts with the FHA limit, which stands at $787,750 for a home that accommodates one family.

Utilize the Lendersa® Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. Discover the requirements for income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA, enabling you to determine the most favorable program for your financial scenario in CO.

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2025 Loan Limits and Downpayment Details in Golden, County of Jefferson, CO

Type of Loan Loan Limit Required Downpayment
Conventional Conforming $787,750 3%
USDA $684,200 0%
FHA $787,750 3.5%

This comparison table is applicable to the following zip codes: 80401, 80403, 80419, 80402

Options for Conventional and FHA Loans in Golden, CO

The mission of Lendersa® is to facilitate a hassle-free process in securing the best possible Conventional, USDA, or FHA loan. Select from three initial paths that lead to matched lenders and tailored loan programs.

USDA loan request and match outcomes with Lendersa


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  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our
  • CCG Capital
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  • CCG Capital makes asset-based loans for commercial and non-owner occupied residential real estate projects. Our commitment is to provide fast and flexible solutions to each borrower's unique and unconventional financing requirements.Reputable Texas based construction lending and investor fund management.
  • Austin Private Funding
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  • Austin Private Funding is a private real estate finance company that provides hard money lending for commercial and non-owner occupied residential properties. Our years of experience in real estate investing and financing allow us to appreciate the complexities involved in real estate transactions.
  • Sente Mortgage
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  • Sente, we know what it takes to succeed in this industry. We have discovered that leverage is one of the keys to a productive mortgage career. Just like a team of climbers, leverage is required to reach pinnacles of production for each individual mortgage banker. We have the resources and expertise to help put you on a path to achieve your goals.
  • Austin Capital Mortgagae
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  • We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client.
  • Mission Mortgage of Texas, Inc
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  • Mission Mortgage has been providing professional lending services in Texas since 1986. We are a locally-owned company with the resources of a national lender. We provide our own processing, underwriting, closing, and funding in our main offices in Austin allowing us to complete your transaction with the fewest delays.
  • Barton Creek Lending Group LLC
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  • BCLG was founded in 2004 and is a full service Mortgage Banker licensed in Texas, with the ability to provide mortgage financing for residential properties, commercial properties, condo projects raw land, and construction to permanent "One Time Close" projects. So, whether you are buying, building, or refinancing in TX.
  • Alpen Mortgage
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  • Alpen Mortgage has been in business for over a decade in Northern Nevada. Our experienced team of Investment professionals will work with you to get your hard earned funds placed ONLY into the deals you are most comfortable with. Our net return to investors range from 8% to 12% and yields are payed out monthly.
  • USA Lending Group, Inc
  • 1200 Barton Creek Blvd, Unit 64, Austin, TX, 78735
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  • Bentley & Leenher Mortgage Consulting, LLC
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  • Waterloo Lending Company
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  • Waterloo Lending is about creating opportunities for people to take advantage of the best loan products in the industry. In today’s booming housing market, Jason knows it’s more important than ever to have a knowledgeable, communicative, professional lender who will take the time to understand your unique dreams you to seize your perfect.