Explore the differences! FHA VS Conventional loan programs in Lakewood, Jefferson County, Colorado
In 2026, the loan limit for Conventional loans in Lakewood, situated in Jefferson county, CO, is $787,750. Meanwhile, the FHA limit for a single-family home is $787,750.
With the Lendersa® Conventional loan calculator, evaluate today’s top rates for Conventional, FHA, and USDA loans. Determine essential income, credit, reserves, and documentation for qualification purposes. Our comprehensive mortgage calculator sets Conforming Conventional loans next to USDA, FHA, and VA options, assisting in deciding the best program for your financial needs in CO.
Loan Limits and Down Payment Needs in Lakewood, Jefferson, CO for 2026
Loan Type
Loan Limit
Down payment
Conventional Conforming
$787,750
3%
USDA
$684,200
0%
FHA
$787,750
3.5%
This table is applicable to zip codes: 80465
Discover Conventional and FHA Loan Options in Lakewood, CO
At Lendersa®, the goal is to swiftly provide you with the best possible Conventional, USDA, or FHA loan, without any hassle. You can select one of three options to connect with lenders and explore suitable loan programs.
At Bennett Mortgage Group, our mission is to serve our customers with honesty, integrity, and proficiency. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
At Double H Home Loans Powered By Southwest Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Fiado Loans LLC Our promise is to provide unparallel service and unbelievable rates. We know consumers have many choices when taking huge financial steps with mortgages loans. We’re grateful to be a part of it and accept the challenge of surpassing your expectation and We offer some of the lowest rates in the industry.
Higher Life Financial was created by CEO Eddie Wong .We have worked and learn with some many talented individuals in the mortgage industry for the past 17 years Looking to achieve the Highest level of Home mortgage service and find the right product for our clients and also Higher Life Financial mission is to help families.
18555 E Smoky Hill Road, Suite 1481, Aurora, CO, 80015
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Home Loan Assist Colorado Tracy Pettway is the owner of mortgage company helped many purchase primary residences, investment properties, lower monthly mortgage payments, consolidate debt and focus on becoming debt free ultimate goal is to help my clients fulfill their home ownership dreams and to put them in the best financial position possible.
True Mortgage. We are a full-service mortgage broker located in Denver, Colorado, but serving all of Colorado and its amazing residents. We are experts in all types of mortgage programs and have extremely competitive rates. Contact True Mortgage today to discuss your mortgage options and find out which loan program best suits your needs.
