FHA VS Conventional loan in Lakewood, Jefferson County, Colorado
In 2026, the loan limit for Conventional loans in Lakewood, situated in Jefferson county, CO, is $787,750. Meanwhile, the FHA limit for a single-family home is $787,750.
With the Lendersa® Conventional loan calculator, evaluate today’s top rates for Conventional, FHA, and USDA loans. Determine essential income, credit, reserves, and documentation for qualification purposes. Our comprehensive mortgage calculator sets Conforming Conventional loans next to USDA, FHA, and VA options, assisting in deciding the best program for your financial needs in CO.
Loan Limits and Down Payment Needs in Lakewood, Jefferson, CO for 2026
Loan Type
Loan Limit
Down payment
Conventional Conforming
$787,750
3%
USDA
$684,200
0%
FHA
$787,750
3.5%
This table is applicable to zip codes: 80465
Discover Conventional and FHA Loan Options in Lakewood, CO
At Lendersa®, the goal is to swiftly provide you with the best possible Conventional, USDA, or FHA loan, without any hassle. You can select one of three options to connect with lenders and explore suitable loan programs.
Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
10146 West San Juan Way, Unit 100, Littleton, CO, 80127
Lends in Colorado
Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
7550 West Yale Avenue, Suite B206, Denver, CO, 80227
Lends in Colorado
BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227
Lends in Colorado
"Ruby Rose Investments dba Ruby Rose Loans and Processing was formed with the intention of helping others build security in real estate. At the time I started my own company in 2004 I had been doing residential real estate for five years and was advised to form my own company."
3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227
Lends in Colorado
The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
