FHA VS Conventional loan programs in 2025 for Johnstown, Weld County, Colorado
In the year 2025, the cap for conventional loans in Johnstown, located in the county of Weld, CO, stands at $726,200. Meanwhile, the FHA loan ceiling for one-family residences reaches $555,450.
With the Lendersa® Conventional loan calculation tool, you can weigh current Conventional, FHA, and USDA rates against each other. Evaluate what is required in terms of income, credit, and supporting documents to qualify for these loans. Our cutting-edge mortgage calculator compares Conforming Conventional loans, USDA, FHA, and VA so you can identify the most suitable option for your financial circumstances in CO.
2025 loan restrictions and minimum downpayment specifics in Johnstown, county of Weld, CO
Type of Loan
Maximum Loan Amount
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$434,700
0%
FHA
$555,450
3.5%
These figures are valid for the following zip codes: 80534
Exploring Conventional and FHA loan selections in Johnstown, CO
Lendersa® aims to help you swiftly secure an optimal Conventional, USDA, or FHA loan with minimal hassle. Choose from three pathways leading to lender matches and suitable loan programs.
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"Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today!
When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."
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Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members
