FHA VS Conventional loan programs in 2026 for Johnstown, Weld County, Colorado
In the year 2026, the cap for conventional loans in Johnstown, located in the county of Weld, CO, stands at $726,200. Meanwhile, the FHA loan ceiling for one-family residences reaches $555,450.
With the Lendersa® Conventional loan calculation tool, you can weigh current Conventional, FHA, and USDA rates against each other. Evaluate what is required in terms of income, credit, and supporting documents to qualify for these loans. Our cutting-edge mortgage calculator compares Conforming Conventional loans, USDA, FHA, and VA so you can identify the most suitable option for your financial circumstances in CO.
2026 loan restrictions and minimum downpayment specifics in Johnstown, county of Weld, CO
Type of Loan
Maximum Loan Amount
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$434,700
0%
FHA
$555,450
3.5%
These figures are valid for the following zip codes: 80534
Exploring Conventional and FHA loan selections in Johnstown, CO
Lendersa® aims to help you swiftly secure an optimal Conventional, USDA, or FHA loan with minimal hassle. Choose from three pathways leading to lender matches and suitable loan programs.
Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.
We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
Our team offers people in the Colorado and Fort Collins area USDA, VA, FHA, and many more loan options. We prioritize personal care and we strive to give our clients all the tools they need to succeed. Large banking institutions are only concerned with moving clients in and getting them out the door.
We want you to know everything about Abbey Mortgage, so you know why you should partner with us. Abbey Mortgage and Investments Inc is a privately owned and operated mortgage company located in Berthoud, Colorado. We are not a mortgage broker or banker, which may make you wonder,
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1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
