FHA VS Conventional loan programs in 2026 for Frederick, Weld County, Colorado

In the year 2026, the limit for a Conventional loan in Frederick, situated in Weld county, CO, is set at $726,200, whereas the FHA limit for a single-family home is $555,450.

Use the Lendersa® Conventional loan calculator to weigh the best current rates for Conventional, FHA, and USDA loans. This tool aids in determining the necessary income, credit score, reserves, and documentations needed for qualification. With our sophisticated mortgage calculator, you can examine side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you to choose the most apt program in CO for your financial needs.

Review and compare loan offers from a selection of 100 lenders

Insights into 2026 loan limits and downpayment criteria in Frederick, part of Weld county, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $434,700 0%
FHA $555,450 3.5%

These comparisons apply to the zip codes: 80504

Exploring FHA and Conventional loan possibilities in Frederick, CO

With Lendersa®, the mission is to quickly secure the best Conventional, USDA, or FHA loan for you with minimal hassle. Opt for one of three starting points resulting in lender and loan program matches.

USDA loan request results with Lendersa


  • Salt Lake City Lending Group LLC
  • 3126 East Danish Ridge Way, Salt Lake City, UT, 84121
  • As a Mortgage Lending Manager, NICOLE's aim is to fulfill your real estate goals, whether you want to refinance a home you already own or purchase a new one. I am here to provide you with detailed options and sound recommendations so you can make informed choices that best fit your mortgage financing needs.

  • White Pine Funding, LLC
  • 7836 Danish Point Place, Salt Lake City, UT, 84121
  • White Pine Funding LLC works with multiple lenders and products that define an individual’s unique needs in getting a mortgage loan. The owner has lived in Utah for all of his adult life, raised a family here and is familiar with the community. With 20 years of industry experience, our branch can help you every step of the way.

  • Associated Mortgage
  • 7938 South 3500 East, Suite B600, Cottonwood Heights, UT, 84121
  • Associated Mortgage has been in the mortgage business since 1989 Associated Mortgage is a full service mortgage company servicing the Utah market. We work with first time home buyers all the way to seasoned real estate investors. We are committed to helping and educating our customers with their residential mortgage needs

  • United Security Financial Corp
  • 930 E. 6600 S, Salt Lake City, UT, 84121
  • United Security Financial Corp. has been a nation wide mortgage lender. Seving all but a few select states, we provide individuals with high quality home mortgages. We strive to provide the best products and services to borrowers to make their mortgage lending experience simple and care free on their part

  • Advanced Funding Home Mortgage Loans
  • 6589 South 1300 East, Suite 200, Salt Lake City, UT, 84121
  • Whether you're in need of a Utah refinance or need a mortgage loan to purchase a new home we can help.We combine the use of technology, impeccable service, a dynamic management team, along with a well-trained, and experienced staff to produce results.Great Utah mortgage rates, low fees, simplified loan process, & a pleasant Utah mortgage experience

  • Red Bridge Capital
  • 6440 Wasatch Blvd E, Salt Lake City, UT, 84121
  • Red Bridge Capital is an Alternative Finance Fund that lends in several key business verticals to provide unique financing options for borrowers. Red Bridge Capital can provide you with the capital you need for acquisition and development and vertical construction. Red Bridge Capital LLC operates as an unclassified investor.

  • Rock Canyon Bank
  • 1376 North State Street, Orem, UT, 84057
  • Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.

  • Empire Mortgage and Investment, L.C
  • 927 W. Center St, Orem, UT, 84057
  • Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.