FHA VS Conventional loan in Frederick, Weld County, Colorado

In the year 2026, the limit for a Conventional loan in Frederick, situated in Weld county, CO, is set at $726,200, whereas the FHA limit for a single-family home is $555,450.

Use the Lendersa® Conventional loan calculator to weigh the best current rates for Conventional, FHA, and USDA loans. This tool aids in determining the necessary income, credit score, reserves, and documentations needed for qualification. With our sophisticated mortgage calculator, you can examine side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you to choose the most apt program in CO for your financial needs.

Review and compare loan offers from a selection of 100 lenders

Insights into 2026 loan limits and downpayment criteria in Frederick, part of Weld county, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $434,700 0%
FHA $555,450 3.5%

These comparisons apply to the zip codes: 80504

Exploring FHA and Conventional loan possibilities in Frederick, CO

With Lendersa®, the mission is to quickly secure the best Conventional, USDA, or FHA loan for you with minimal hassle. Opt for one of three starting points resulting in lender and loan program matches.

USDA loan request results with Lendersa


Frederick Lenders

  • 1st Liberty Lending
  • 1215 Reserve Drive, Longmont, CO, 80504
  • Lends in Colorado
  • 1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Fidelity Home Mortgage LLC
  • 1906 Kristy Court, Longmont, CO, 80504
  • Lends in Colorado
  • Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Symple Home Loans LLC
  • 11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
  • Lends in Colorado
  • "Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
    We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
    Having built our business on trusting relationships with real estate professionals"

  • Matson Mortgage Services LLC
  • 1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
  • Lends in Colorado
  • I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation

  • Centennial Lending
  • 11281 Business Park Cir, Longmont, CO, 80504
  • Lends in Colorado
  • Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.

  • Mindful Mortgage Group
  • 1271 Banner Circle, Erie, CO, 80516
  • Lends in Colorado
  • Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.

  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • Lends in Colorado
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.

  • Home Loan Mortgage Company LLP
  • 1101 Twin Peaks Circle, Longmont, CO, 80503
  • Lends in Colorado
  • Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.

  • 1st Colorado Mortgage Solutions, Inc.
  • 2919 West 17th Avenue, Suite 115, Longmont, CO, 80503
  • Lends in Colorado
  • At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.