FHA VS Conventional loan in Cheshire, New Haven County, Connecticut

In 2026, the maximum amount allowed for a Conventional loan in Cheshire within New Haven county, CT, is $726,200, whereas the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program in CT for your financial situation.

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Loan limits and down payment requirements for 2026 in Cheshire, New Haven county, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to the following zip codes: 06410

Explore Conventional and FHA loan opportunities in Cheshire, CT

Lendersa® is dedicated to securing the most suitable Conventional, USDA, or FHA loan, quickly and with ease. Begin with one of three options that help find matching lenders and loan programs.

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Cheshire Lenders

  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Lends in Connecticut
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws

  • Financial Solutions & Real Estate Investments LLC
  • 10 Green Valley Drive, Plantsville, CT, 06479
  • Lends in Connecticut
  • Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.

  • Skyline Financial Federal Credit Union
  • 3528 East Main St, Waterbury, CT, 06705
  • Lends in Connecticut
  • Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.

  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Lends in Connecticut
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies.

    MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

  • Newtown Savings Bank
  • 2321 Whitney Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified
    applicants will receive consideration for employment without regard to race, color, religion, sex, national
    origin, age, disability, veteran status or any other legally protected status.

  • United Investment Bankers LLC
  • 3013 Dixwell Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.

  • Brookview Financial, Inc.
  • 2321 Whitney Ave, Suite 102, Hamden, CT, 06518
  • Lends in Connecticut
  • Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies

  • First Connecticut Credit Union
  • 159 South Turnpike Road, Wallingford, CT, 06492
  • Lends in Connecticut
  • Our membership is open to anyone who works for an employer group of 500 employees or less within the state of Connecticut that provides Direct Deposit. Membership also extends to immediate family or household members. Once you join First Connecticut Credit Union, even if you leave your current employer.

  • Allied Funding Group
  • 130 North Main Street, Wallingford, CT, 06492
  • Lends in Connecticut
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs