FHA VS Conventional loan programs in Cheshire, New Haven County, Connecticut

In 2025, the maximum amount allowed for a Conventional loan in Cheshire within New Haven county, CT, is $726,200, whereas the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program in CT for your financial situation.

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Loan limits and down payment requirements for 2025 in Cheshire, New Haven county, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to the following zip codes: 06410, 06408, 06411

Explore Conventional and FHA loan opportunities in Cheshire, CT

Lendersa® is dedicated to securing the most suitable Conventional, USDA, or FHA loan, quickly and with ease. Begin with one of three options that help find matching lenders and loan programs.

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  • Morton Mortgage Inc
  • 8900 Eastloch Drive, Suite 140, Spring, TX, 77379
  • Morton Mortgage, Inc. is a Texas Mortgage Company. Renee Morton and her team bring the expertise of over 40 years to the closing table. They take great pride in offering competitive rates, exemplary customer service and great attention to detail to insure your home lending experience is the finest.
  • Texas Mortgage Professionals
  • 17018 Seven Pines Dr, Suite 200, Spring, TX, 77379
  • Texas Mortgage Professionals, lending since 2003. Our team consists of mortgage professionals that provide services for mortgages all over Texas. We are committed to providing the time and service to those whom need it and value to those whom have achieved it. We want to make sure everyone has the opportunity to buy their dream home.
  • My Mortgage Ace
  • 1322 Space Park Drive, Suite C105-B, Houston, TX, 77058
  • We are a small team of mortgage professionals, dedicated to finding our clients the best fitting mortgage options available in the market. We are experts in the specialty mortgage space and strive to do the research and find the best financing available for your specific scenario.
  • Southern Coast Mortgage LLC
  • 1918 Port Royal Drive, Houston, TX, 77058
  • Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.
  • Legend Home Lending
  • 17047 El Camino Real, Suite 150, Houston, TX, 77058
  • Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.
  • Cash Mortgage Services
  • 7016 Williams Drive, Galveston, TX, 77551
  • We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
  • Tiana Ochoa Mortgages
  • 4614 East Freeway, Houston, TX, 77020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
  • First Bank.
  • 4110 Kell Blvd, Wichita Falls, TX, 76309
  • First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.
  • Houston Metropolitan Federal Credit Union
  • 608 East Tidwell Road, Houston, TX, 77022
  • Since 1945, Houston Metropolitan Federal Credit Union has provided the finest in financial services to the present, former, and retired employees of our sponsor companies. Once you join the Credit Union your immediate family is eligible to join the Credit Union. Our policy is “Once a Member Always a Member” even if you change jobs
  • Right Now Mortgage
  • 5206 FM 1960 West, Suite 212K, Houston, TX, 77069
  • Right Now Mortgage, where we specialize in residential mortgages. At Right Now Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.