FHA VS Conventional loan in Southington, Hartford County, Connecticut
For 2026, the Conventional loan threshold in Southington, county of Hartford, CT, is set at $726,200. Meanwhile, the FHA limit reaches $472,030 for single-family homes.
Take advantage of the Lendersa® Conventional loan calculator to compare the best available rates today: Conventional, FHA, and USDA. It evaluates required income, credit standards, reserves, and necessary documents to qualify. The differential advantage of our advanced mortgage calculator is that it displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, ultimately facilitating you to determine which program in CT aligns best with your financial scenario.
Loan limits and downpayment requirements for 2026 in Southington, Hartford county, CT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 06467
Explore Conventional and FHA loan choices in Southington, CT
The primary objective of Lendersa® is to get you the best Conventional, USDA, or FHA loan options quickly and with minimal complication. Begin with any of the three entry points to locate matching lenders and loan programs that perfectly meet your needs.
Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
31 Liberty Street, Suite 306, Southington, CT, 06489
Lends in Connecticut
Sensible Mortgage Solutions is the founder of the Jeremy Hyatt focus has always been to do the right thing by each client and provide the best loan experience possible. Jeremy’s commitment to professional excellence and a strong desire to help others is what separates him from the competition. When not assisting clients.
37 W. Center Street, Suite 208, Southington, CT, 06489
Lends in Connecticut
At New England Home Mortgage, we have over 50 years of industry experience to rely on. We offer a full suite of mortgage products and the highest level of customer service. Each mortgage team member will give you undivided attention, learn your unique financial situation, and explain the best mortgage solution available for you.
416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
Lends in Connecticut
Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.
When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options
Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
The CT State Police Credit Union has been providing personalized financial services to Connecticut safety personnel and their families since we were established in 1960. When you join the State Police Credit Union, you become a member of an elite group of public servants from the state’s Emergency Services and Public Protection departments.
MembersFirst CT Federal Credit Union was first organized in 1936 by Employees of the Meriden Board of Education. Over the years we have expanded membership to include small business groups and students in the Meriden School system. In March of 2016 the Credit Union expanded our Field of Membership to the following communities: Meriden, Wallingford.