Explore the differences! FHA VS Conventional loan programs in Prospect, New Haven County, Connecticut

In 2025, Convetional loan limit in Prospect, county of New Haven, CT is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CT is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Prospect, county of New Haven, CT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 6712

Conventional and FHA loan options in Prospect, CT

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pathlight Home Mortgage Solutions
  • 10409 Brunswick Avenue, Silver Spring, MD, 20902
  • Pathlight Home Mortgage Solutions as a full service broker in Maryland, the District of Columbia, and Virginia, I partner with some of the best lenders to deliver residential and commercial mortgages for purchases and refinances quickly with low interest rates and low closing costs.
  • Spencerport Federal Credit Union
  • 2775 Spencerport Road, Spencerport, NY, 14559
  • The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
  • Nations Funding LLC
  • 20028 Apperson Place, Germantown, MD, 20876
  • Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
  • Police Federal Credit Union
  • 9100 Presidential Parkway, Upper Marlboro, MD, 20772
  • The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
  • LeRoy Federal Credit Union
  • 7093 West Main Road, Le Roy, NY, 14482
  • LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • The Mortgage Gallery Inc
  • 16039 Comprint Circle, Gaithersburg, MD, 20877
  • The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Metropolitan Funding Group LLC
  • 502 Calvin Lane, Rockville, MD, 20851
  • Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.
  • Signal Financial Federal Credit Union
  • 3015 University Blvd. W, Kensington, MD, 20895
  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.
  • TopOne Mortgage
  • 1335 Rockville Pike, Suite 310, Rockville, MD, 20852
  • TopOne Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • FitzGerald Financial Group
  • 600 Jefferson Plz, Rockville, MD, 20852
  • FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to