Explore the differences! FHA VS Conventional loan programs in Darien, Fairfield County, Connecticut

In 2026, the Conventional loan cap in Darien, within Fairfield county, CT, is $726,200, whereas the FHA limit for a single-family house is $707,250.

Utilize the Lendersa® Conventional loan calculator to weigh today's top rates for Conventional, FHA, and USDA loans. It guides you on the income, credit, reserves, and documentation needed. Our calculator lets you compare side-by-side, helping you decide on the best program in CT for your financial needs.

Explore loan offers from 100 lenders

Review 2026 Loan Limits and Down Payment Details in Darien, Fairfield county, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $556,600 0%
FHA $707,250 3.5%

This table applies to these zip codes: 06820

Conventional and FHA Loan Options in Darien, CT

Lendersa® aims to deliver the best Conventional, USDA, or FHA loan quickly and easily. Choose from three strategies to match with lenders and programs.

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Darien Lenders

  • Coast to Coast Capital Advisors
  • 320 Boston Post Rd, Darien, CT, 06820
  • Lends in Connecticut
  • Coast to Coast Capital Advisors

    Coast to Coast Capital Advisors provides fast, flexible financing for real estate investors nationwide. We specialize in DSCR, fix-and-flip, new construction, bridge, and commercial loans with competitive terms and quick closings.

    Contact: Info@coasttocoastcapitaladvisors.com | 203-690-8700.

  • RFA Capital Corp
  • 1921 Boston Post Rd., Darien, CT, 06820
  • Lends in Connecticut
  • Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.

  • Cornerstone Community CU
  • 242 Hope St, Stamford, CT, 06906
  • Lends in Connecticut
  • CSCCU has been helping members meet their financial needs. CSCCU offers a large variety of Share/Savings Accounts and Loan Products. Our convenient services, such as Bill Payer, Direct Deposit, Online Mortgage Approval, Automated Teller Machines, Payroll Deduction, Voice Line, Loan By Phone and Personal Computer Banking make it easy to use.

  • Quick Real Estate Funding Nationwide Private Lender
  • 40 Richards Ave, Suite 300, Norwalk, CT, 06854
  • Lends in Connecticut
  • Quick Real Estate Funding we are finding new ways to make Private Money Funding more accessible. We have the resources to invest in many different markets, we have been able to gain a lot of experience providing funds for real estate across the state, including a ground up construction loan in Connecticut.

  • Nationwide Capital LLC
  • 1010 Summer St, Suite 202, Stamford, CT, 06905
  • Lends in Connecticut
  • At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.

  • USA Capital Inc
  • 1010 Summer St, Suite 202, Stamford, CT, 06905
  • Lends in Connecticut
  • USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.

  • MA Mortgage LLC
  • 1234 Summer Street, Suite 400, Stamford, CT, 06905
  • Lends in Connecticut
  • "Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut.
    We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."

  • Warshaw Capital, LLC
  • 2777 Summer St, Suite 306, Stamford, CT, 06905
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.

  • First County Bank
  • 117 Prospect St, Stamford, CT, 06901
  • Lends in Connecticut
  • First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products