FHA VS Conventional loan in Deep-River, Middlesex County, Connecticut

In the year 2026, within Deep-River located in the county of Middlesex, CT, the conventional loan ceiling is set at $647,200. Meanwhile, the FHA lending cap for a single-family house is $420,680.

Compare today’s Conventional, FHA, and USDA rates with Lendersa® Conventional loan calculator, helping you evaluate the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA options side-by-side, aiding in your decision on the best-fit program for your financial standing in CT.

Explore loan offers from an array of 100 lenders

Loan limits and downpayment requirements in Deep-River, county of Middlesex, CT for 2026

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $310,000 0%
FHA $420,680 3.5%

This comparison table refers to zip codes: 6417

Available Conventional and FHA loans in Deep-River, CT

Lendersa® aims to secure you the most favorable Conventional, USDA, or FHA loan promptly and with minimal effort. Choose from three different starter paths leading to matched lenders and loan offerings.

USDA loan request and matching outcomes by Lendersa


Deep-River Lenders

  • Eastern Financial Services Inc
  • 49 Sherwood Terrace, Old Saybrook, CT, 06475
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • ReliaFirst Capital LLC
  • 2470 Boston Post Road, Unit B3, Guilford, CT, 06437
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Gateway Mortgage Services, LLC
  • 428 Boston Post Road, Waterford, CT, 06385
  • Lends in Connecticut
  • At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Seasons Federal Credit Union
  • 524 South Main Street, Middletown, CT, 06457
  • Lends in Connecticut
  • In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.

  • Northeast Financial LLC
  • 48 Meriden Rd, Suite 1, Middlefield, CT, 06455
  • Lends in Connecticut
  • "NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry.

    At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."

  • Ryan Mortgage LLC
  • 11 South Main Street, Marlborough, CT, 06447
  • Lends in Connecticut
  • "Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.

    Our goal is to put you in the home of your dreams while taking care of your long term financial health."

  • Leading Edge Investments Group
  • 230 East Main Street, Unit 11, Branford, CT, 06405
  • Lends in Connecticut
  • Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.

  • Trademark Financial Group, LLC
  • 730 Main St, Branford, CT, 06405
  • Lends in Connecticut
  • Trademark Financial Group is a Connecticut licensed mortgage company based in Branford with a combined 35 years of mortgage banking experience. Trademark Financial has grown and made itself a major competitor in the industry. Trademark Financial Group has helped thousands of people to own the home of their dreams.

  • East Shore Mortgage
  • 707 Main Street, Branford, CT, 06405
  • Lends in Connecticut
  • East Shore Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. East Shore Mortgage may change the products, services