FHA VS Conventional loan in Essex, Middlesex County, Connecticut
In 2025, the Conventional loan limit in Essex, within Middlesex county, CT is stated as $726,200. Meanwhile, the FHA ceiling for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates available for Conventional versus FHA versus USDA loans. Determine necessary income, credit scores, reserves, and documents for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the optimal program in CT for your financial condition.
2025 Loan Limits and Down Payment Specifications in Essex, Middlesex County, CT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table's applicability extends to the zip codes: 06426, 06442, 06409
Exploring Conventional and FHA Loan Choices in Essex, CT
The objective of Lendersa® is to secure for you the most efficient Conventional, USDA, or FHA loan quickly, without complications. Choose among three starting approaches to find matching lenders and loan solutions tailored to your needs.
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Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
First National Bank of Illinois offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
Riddell National Bank has a rich heritage in Clay County, Indiana, having received its original charter in 1885 under the name of "Zeller and Riddell Bank." A National Charter was granted in March of 1900 and the name of the Bank was changed to The Riddell National Bank. And, since that time.
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Our dedication to you, our customers, has allowed us to expand to meet your needs.
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181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
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