FHA VS Conventional loan programs in 2025 for Essex, Middlesex County, Connecticut
In 2025, the Conventional loan limit in Essex, within Middlesex county, CT is stated as $726,200. Meanwhile, the FHA ceiling for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates available for Conventional versus FHA versus USDA loans. Determine necessary income, credit scores, reserves, and documents for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the optimal program in CT for your financial condition.
2025 Loan Limits and Down Payment Specifications in Essex, Middlesex County, CT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table's applicability extends to the zip codes: 06426, 06442, 06409
Exploring Conventional and FHA Loan Choices in Essex, CT
The objective of Lendersa® is to secure for you the most efficient Conventional, USDA, or FHA loan quickly, without complications. Choose among three starting approaches to find matching lenders and loan solutions tailored to your needs.
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
175 Highland Ave, Suite 303, Needham Heights, MA, 02494
Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations.
Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.
