FHA VS Conventional loan programs in 2026 for Groton, New London County, Connecticut
In 2026, the conforming loan limit for Conventional mortgages in Groton, in the county of New London, CT, is set at $726,200. In contrast, the FHA loan cap is $472,030 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to assess current Conventional, FHA, and USDA interest rates. Determine the income, credit, reserves, and necessary documentation for qualification. With our comprehensive mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the most suitable program in CT for your financial needs.
Loan limits and down payment requirements in Groton, New London county, CT for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 06355
FHA and Conventional loan alternatives in Groton, CT
The mission of Lendersa® is to quickly and easily connect you with the ideal Conventional, USDA, or FHA loan options. Choose from three starting paths to discover compatible lenders and loan programs.
Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
14637 Lee Highway, Suite 103, Centreville, VA, 20121
Marion Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.
For financing a new home, saving for retirement, or just accessing your money quickly