Explore the differences! FHA VS Conventional loan programs in Stonington, New London County, Connecticut

During 2026, the conventional loan limit in the county of New London, situated in Stonington, CT, is set at $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to compare the best current rates among Conventional, FHA, and USDA loans. It also helps identify the necessary income, credit, reserves, and documentation to qualify. By using our advanced calculator, you can see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans to help decide on the best program for your financial condition in CT.

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Loan limits and down payment details for 2026 in Stonington, county of New London, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 06379

Exploring FHA and Conventional loan options in Stonington, CT

The mission of Lendersa® is to quickly offer you the ideal Conventional, USDA, or FHA loan with minimal hassle. You have three options to start with, each leading to matching lenders and loan programs.

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Stonington Lenders

  • Harbour Mortgage Group
  • 163 S. Broad St, Suite 11, Pawcatuck, CT, 06379
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Scient Federal Credit Union
  • 60 Colver Avenue, Groton, CT, 06340
  • Lends in Connecticut
  • Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products

  • Chelsea Groton Bank
  • 904 Poquonnock Road, Groton, CT, 06340
  • Lends in Connecticut
  • Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com

  • Jewett City Savings Bank
  • 111 Main Street, Jewett City, CT, 06351
  • Lends in Connecticut
  • Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.

  • Gateway Mortgage Services, LLC
  • 428 Boston Post Road, Waterford, CT, 06385
  • Lends in Connecticut
  • At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you