Explore the differences! FHA VS Conventional loan programs in Litchfield, Litchfield County, Connecticut

In 2026, the loan limit for Conventional mortgages in Litchfield, located in Litchfield county, CT, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize Lendersa®'s Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose the most suitable program in CT for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Litchfield, Litchfield, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This information is applicable to the zip codes: 06778

Exploring Conventional and FHA Loan Options in Litchfield, CT

Lendersa®'s goal is to swiftly provide the best possible Conventional, USDA, or FHA loan with ease. Choose among three paths to connect with suitable lenders and loan programs.

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Litchfield Lenders

  • Thomaston Savings Bank
  • 73 Main Street South, Bethlehem, CT, 06751
  • Lends in Connecticut
  • At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.

  • First Bristol Federal Credit Union
  • 25 North Street, Bristol, CT, 06010
  • Lends in Connecticut
  • First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.

  • The Torrington Savings Bank
  • 129 Main Street, Torrington, CT, 06790
  • Lends in Connecticut
  • Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders & is operated to serve the banking & investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities.

  • New England Residential Finance, LLC
  • 415 Wolcott Road, Unit 4, Wolcott, CT, 06716
  • Lends in Connecticut
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.

  • BestWay Mortgage Corp.
  • 12 Center Street, Wolcott, CT, 06716
  • Lends in Connecticut
  • When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options

  • Mortgage Services, Inc
  • 193 Grand Street, Waterbury, CT, 06702
  • Lends in Connecticut
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"

  • FD Community Federal Credit Union
  • 601 Watertown Avenue, Waterbury, CT, 06708
  • Lends in Connecticut
  • FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.

  • Skyline Financial Federal Credit Union
  • 3528 East Main St, Waterbury, CT, 06705
  • Lends in Connecticut
  • Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.

  • Waterbury CT Teachers Federal Credit Union
  • 773 Straits Turnpike, Middlebury, CT, 06762
  • Lends in Connecticut
  • Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.