FHA VS Conventional loan in Plymouth, Litchfield County, Connecticut

In the year 2025, the Conventional loan limit in Plymouth, located in Litchfield county, CT, is $726,200. However, the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® Conventional loan calculator to compare top rates available today across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator offers a side-by-side look at Conforming Conventional, USDA, FHA, and VA loan options, helping you decide on the most suitable program for your specific financial needs in CT.

Explore loan options from 100 different lenders

Comprehensive Loan Limits and Down Payment Requirements for 2025 in Plymouth, County of Litchfield, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 06782, 06786, 06781

Exploring Conventional and FHA Loan Opportunities in Plymouth, CT

Lendersa® aims to efficiently facilitate access to the best possible loans, whether they are Conventional, USDA, or FHA, without unnecessary hassle. Begin by selecting one of the three available paths that connect you to matching lenders and loan programs.

Insights from Lendersa's USDA loan request results

Staying informed about changes in annual loan limits is essential, as it affects your home buying decisions in Plymouth, CT. Being aware ensures you select mortgage products that best fit your financial strategies and goals.



  • Tobacco Valley Teachers Federal Credit Union
  • 182 South Road, Enfield, CT, 06082
  • Tobacco Valley Teachers Federal Credit Union is a member-owned financial institution committed to providing products and services to meet each member's financial needs. We pledge to deliver personalized, competitive and high-quality service. Tobacco Valley Teachers Federal Credit Union represents a pool of money saved by the members.
  • Delano Mortgage Services LLC
  • 480 Enfield Street, Enfield, CT, 06082
  • Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.
  • Provost Capital
  • 2 Aspetuck Glen, Weston, CT, 06883
  • Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent. With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s
  • Stormfield Capital, LLC
  • 79 South Benson Road, Suite 5, Fairfield, CT, 06824
  • BlueCay Capital LLC is a real estate finance firm specializing in directly originating bridge loans collateralized by commercial real estate. We pride ourselves in seeing the value in under-performing or under-valued real estate assets. BlueCay Capital works closely with brokers, borrowers, and investors to ensure secure and timely transactions.
  • Pro Mac Real Estate and Lender Services
  • 76 Center Street, Waterbury, CT, 06072
  • Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
  • Edgewood Capital Advisors
  • 250 Pequot Ave, Southport, CT, 06890
  • Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.
  • Stormfield Capital
  • 200 Pequot Avenue, Southport, CT, 06890
  • Stormfield Capital Funding I, LLC is a direct lender specializing in providing short-term loans secured by commercial and residential investment real estate. As a result of Stormfield's experience and flexible capital pool, we are able to underwrite situations which present an urgent need for capital. Typical special situations may include qui
  • Westfield Bank
  • 141 Elm Street, Westfield, MA, 01085
  • Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.
  • MassMutual Federal Credit Union
  • 1295 State Street, Springfield, MA, 01111
  • MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe
  • Polaris Home Loans, LLC
  • One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.