Explore the differences! FHA VS Conventional loan programs in North-Stonington, New London County, Connecticut
During 2026, the conventional loan cap in North-Stonington, located in the county of New London, CT, is $647,200, whereas the FHA limit for a single-family residence is $420,680.
Use the Lendersa® Conventional loan calculator for comparing today's best rates between Conventional, FHA, and USDA loans. It helps you assess the required income, credit score, financial reserves, and documentation needed. The advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, guiding you towards the optimal program for your financial situation in CT.
2026 loan limits and down payment requirements in North-Stonington, New London, CT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Comparison table applicable for zip codes: 06359
Options for Conventional and FHA loans in North-Stonington, CT
Lendersa® strives to provide you with the fastest and simplest way to secure the finest Conventional, USDA, or FHA loan. You can start by choosing one of three options that pair you with the right lenders and loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.
Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you