FHA VS Conventional loan programs in Waterbury, New Haven County, Connecticut

In the year 2026, the county of New Haven in Waterbury, CT has a Conventional loan cap set at $726,200, whereas the FHA limit is designated at $472,030 for a home accommodating a single family.

Employ the Lendersa® Conventional loan calculator to cross-examine today's FHA, Conventional, versus USDA rates, and identify required income, credit standing, financial reserves, and documents for qualification. Our advanced mortgage calculator juxtaposes FHA, Conforming Conventional, VA, and USDA loans to guide you in selecting the best program in CT tailored for your financial circumstances.

Contrast loan options from a network of 100 lenders

2026 loan restrictions and down payment specifics in Waterbury, in the New Haven county, CT

Loan Type Loan Cap Down Payment
Conforming Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is relevant for zip codes: 06708

Loan options for FHA and Conventional in Waterbury, CT

The aim of Lendersa® is to swiftly source you the optimal Conventional, USDA, or FHA loans without hassle. Pick from three principal starting points to access suitable lenders and programs.

Lendersa USDA loan results and request matches


  • Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
  • 1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
  • We at Friendly Rehab Funds understand how hard it is to find an investment property right now with the low inventory of homes on the market. Below, we have attached a very insightful link on 91 ways to find houses below market value. Our top 5 favorites include:value. Our top 5 favorites incl

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • Veritas Mortgage Services
  • 1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
  • Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

  • LendingDeck
  • 1401 E Cary St, Suite 400-A, Richmond, VA, 23219
  • LendingDeck is a nationwide lender that provides short-term fix & flip loans and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for purchasing or ReFinancing non-owner occupied residential properties, funding renovation projects, and financing long-term rentals.

  • Richmond Virginia Fire Police Credit Union
  • 900 Hermitage Road, Richmond, VA, 23220
  • The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.

  • Credit Union of Richmond
  • 1601 Ownby Lane, Richmond, VA, 23220
  • Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.

  • Liberty Mortgage Corporation
  • 2501 Monument Ave, Richmond, VA, 23220
  • Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.

  • MAK Financial
  • 5609 B Patterson Ave, Richmond, VA, 23226
  • MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.

  • RVA Mortgage Brokers LLC
  • 3900 Westerre Parkway, Suite 300, Richmond, VA, 23233
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Dominion Capital Mortgage Inc
  • 3900 Westerre Parkway, Suite 100, Richmond, VA, 23233
  • Dominion Capital Mortgage Inc. understands that every borrower is different. Our goal is to tailor a loan to fit individuals needs while maintaining a quick, simple and straigtforward process. One of our licensed Mortgage Loan Originators will help each customer through the process from start to finish.