FHA VS Conventional loan programs in 2025 for Waterbury, New Haven County, Connecticut

In 2025, Convetional loan limit in Waterbury, county of New Haven, CT is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CT is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Waterbury, county of New Haven, CT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 06708, 06702, 06704, 06706, 06705, 06710, 06701, 06703, 06720, 06721, 06722, 06723, 06724, 06725, 06726

Conventional and FHA loan options in Waterbury, CT

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Total Mortgage Lending
  • 1700 34th Street South, Saint Petersburg, FL, 33711
  • Total Mortgage Lending will work to get you the best rates and programs. We Pride ourselves on being committed to caring and putting our clients first and also first home is a major milestone in life but the process of obtaining a mortgage can feel a little bit overwhelming. The various paperwork, requirements.
  • TruStar Federal Credit Union
  • 601 Fourth Street, International Falls, MN, 56649
  • TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.
  • Trident Home Loans
  • 517 N. Baylen Street, Pensacola, FL, 32501
  • At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!
  • Members First Credit Union
  • 251 West Garden Street, Building I, Pensacola, FL, 32502
  • Members First Credit Union of Florida Credit Union has been open since 1954 and alsoMember’s First Credit Union As a member of MembersFirst Credit Union of Florida, you are an owner of your financial institution, not just a customer. Credit Unions were established with people like you in mind-people who work for a living, save and borrow.
  • COASTAL FUNDING CORPORATION
  • 216 South Palafox Street, Pensacola, FL, 32502
  • "Coastal Funding is a local Mortgage Broker dedicated to serving South Carolina & Florida by offering the best mortgage loan products in the industry. Our passion is and always will be helping our clients achieve their financial goals and dreams of home ownership. We provide more loan options and solutions to our clients than anyone else.
  • NOLA Lending Group
  • 25 West Cedar Street Suite 500, Pensacola, FL, 32502
  • At NOLA Lending our mission is to provide unprecedented client service and superior quality lending practices with uncompromising integrity to all of our customers. We are committed to using the newest technology, always increasing our knowledge of the loan industry and continuously searching for new loan products for all of our clients.
  • The Bank of Forest
  • 211 West Third Street, Forest, MS, 39074
  • Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
  • The Hamilton Bank
  • 111 North Davis Street, Hamilton, MO, 64644
  • By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
  • PHD Financial
  • PO Box 1012, Palm Beach, FL, 33480
  • PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.
  • Parada Mortgage LLC
  • 2875 South Ocean Blvd, Suite 200-23, Palm Beach, FL, 33480
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Center National Bank
  • 301 N. Ramsey Ave., Litchfield, MN, 55355
  • Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family