FHA VS Conventional loan in Naugatuck, New Haven County, Connecticut

For 2026, the Conventional loan limit in Naugatuck, within the county of New Haven, CT, is $726,200, whereas the FHA loan limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator enables you to compare current best rates among Conventional, FHA, and USDA loans. Calculate the necessary income, credit score, reserves, and documentation required for qualification. Using our sophisticated mortgage calculator, you can view side by side the Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most appropriate program for your financial situation in CT.

Explore and compare offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Naugatuck, New Haven County, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable for these zip codes: 6770

Options for Conventional and FHA Loans in Naugatuck, CT

Lendersa® aims to help you find the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three approaches, each leading to a selection of compatible lenders and loan options.

Lendersa USDA loan request and matching results displayed


  • HomeLend USA, LLC
  • 2107 Crooks Rd, Suite 101, Troy, MI, 48084
  • A Michigan based mortgage company, founded by Mark Bigelow with over 30 years mortgage experience, promises to use cutting edge technology with old fashion service to create an incredible borrower experience.HomeLendUSA.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

  • Secure Mortgage Funding, LLC
  • 2565 W. Maple Road, Troy, MI, 48084
  • Secure Investors Group, Inc. and Secure Asset Managment, LLC. is a dynamic, holistic financial planning firm offering investments, financial planning, insurance, and tax planning through our member organizations. Our expertise is in helping clients anticipate, evaluate and successfully resolve financial and legacy planning challenges.

  • FINN LEND HOME LOANS
  • 1000 W Maple Rd, Suite 109, Troy, MI, 48084
  • "We’re making getting a mortgage easier than ever before. FINN LEND HOME LOANS
    has an experienced team of brokers on staff.From fast, custom digital quotes to a completely streamlined online loan application and approval
    process, you can get your money and do what you want with it — usually in less than 30 days."

  • Ross Mortgage Corporation
  • 2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
  • Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,

  • eMortgage Funding LLC
  • 888 W. Big Beaver Rd, Suite 1290, Troy, MI, 48084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Summit Credit Union
  • 8210 West Market Street, Greensboro, NC, 27409
  • Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.

  • Premia Relocation Mortgage
  • 1111 W. Long Lake Road, Suite 102, Troy, MI, 48098
  • Our experienced team has focused on financing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.

  • Greensboro Credit Union
  • 3701 West Wendover Avenue, Greensboro, NC, 27495
  • We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group

  • Shore to Shore Community Federal Credit Union
  • 4550 Division Street, Trenton, MI, 48183
  • Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.

  • Delmar Mortgage
  • 2360 W Jefferson Suite 101, Trenton, MI, 48183
  • I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.

  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"

  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances