FHA VS Conventional loan in Bear, New Castle County, Delaware

During 2025, the Conventional loan limit for Bear, located in New Castle county, DE, reaches $726,200. Additionally, the FHA limit for a single-family home is $529,000.

Employ the Lendersa® Conventional loan calculator for comparing today’s top rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation required for approval. Our comprehensive mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, facilitating an informed decision for the optimal program in DE.

Explore loan offers from an assortment of 100 lenders

2025 Loan Limits and Downpayment Specifications in Bear, New Castle County, DE

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

The data in this table applies to zip codes: 19701, 19702

Available Conventional and FHA Loan Opportunities in Bear, DE

Lendersa® aims to provide you with the premier Conventional, USDA, or FHA loan quickly and without complication. Choose from one of three methods leading to suitable lenders and loan programs.

Lendersa USDA loan inquiry and results


  • Barnett Mortgage LLC
  • 1635 Foxtrail Drive, Suite 210, Loveland, CO, 80538
  • Barnett Mortgage ensures a dedicated lender experience that helps ensure most people get the loan and rate they need. The customized loans offered through Barnett Mortgage are designed to meet each person’s needs. We shop for the lowest rates possible, helping you get an out of the box loan. We help our clients get competitively low rates
  • Great Plains Mortgage Company LLC
  • 473 Routt Dr., Loveland, CO, 80538
  • The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lend4Less Colorado
  • 1635 Foxtrail Drive, Suite 234, Loveland, CO, 80538
  • At Lend4Less, we can show you how to get a hassle free lower rate......and save money on your home loan! We typically beat 99% of other lender's rates & closing costs with a low hassle digital loan process. Lend4less, Inc. is an Equal Housing Opportunity. Lend4less Inc is in the Mortgage Bankers and Loan Correspondents business.
  • Alibel Mortgage
  • 3416 Windsor Ct, Loveland, CO, 80538
  • "At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients. We attend every closing. This ensures that your closing transaction goes smooth
  • The Investor's Source
  • 118 E 29th Street Suite H, Loveland, CO, 80538
  • The Investor’s Source LLC funds deals throughout Colorado, offering a variety of hard money lending programs that provide solutions to the short-term challenges facing real estate investors. We can pre-approve your deal in 24-48 hours (or less) with no initial appraisal or deposit required until pre-approval is complete. Ask about our Preferred/
  • Columbine Federal Credit Union
  • 4902 E Dry Creek Rd, Centennial, CO, 80122
  • Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
  • Arapahoe Credit Union
  • 3999 E. Arapahoe Rd, Centennial, CO, 80122
  • Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
  • Silver Leaf Mortgage Inc
  • 6972 South Vine Street, Suite 366, Centennial, CO, 80122
  • Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.
  • Colorado One Mortgage
  • 7950 Lincoln Street, Suite 115, Littleton, CO, 80122
  • Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
  • Liberty Lending Group
  • 7500 South University Blvd, Suite 102, Centennial, CO, 80122
  • Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.