Explore the differences! FHA VS Conventional loan programs in New-Castle, New Castle County, Delaware

In 2025, Convetional loan limit in New-Castle, county of New Castle, DE is $647,200 while FHA limit is $477,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in DE is best for your particular financial situation.

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2025 loan limits and downpayment requirments in New-Castle, county of New Castle, DE

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

The comparison table applies to zip codes: 19720, 19721

Conventional and FHA loan options in New-Castle, DE

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • University of Louisiana Federal Credit Union
  • 805 Bertrand Drive, Lafayette, LA, 70506
  • Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
  • Meritus Credit Union
  • 515 Guilbeau Road, Lafayette, LA, 70506
  • Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
  • Central Mortgage Services, Inc
  • 209 North Luke Street, Lafayette, LA, 70506
  • Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
  • Bank of Eufaula Eufaula
  • 102 N. Main St., Eufaula, OK, 74432
  • Bank of Eufaula is a 100 year old community bank located in Eufaula, Oklahoma, home of the beautiful Lake Eufaula. We are a full service bank focusing our attention on serving the needs of the residents of the Eufaula City and Lake Areas, and also the McIntosh County, Northern Pittsburg County, and Western Haskell County areas.
  • The First National Bank of Washington
  • 101 C Street, Washington, KS, 66968
  • FNB Washington was originally chartered as a national bank in 1883, the same year the Brooklyn Bridge opened and the year Buffalo Bill Cody debuted his "Wild West Show". We've been around longer than radio, neon lights and crayons, Hershey bars and Duct tape. We were serving customers before Einstein published the Theory of Relativity
  • First Oklahoma Bank
  • 100 S Riverfront Dr, Jenks, OK, 74037
  • Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.
  • Gateway Mortgage Group
  • 244 South Gateway Place, Jenks, OK, 74037
  • Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.
  • Cross Country Equity, LLC
  • 6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
  • At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.
  • OneHome Mortgage
  • 200 Cautillion Dr, Youngsville, LA, 70592
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Community Development Bank
  • 516 Main Street, Ogema, MN, 56569
  • Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.