Explore the differences! FHA VS Conventional loan programs in Elsmere, New Castle County, Delaware
During 2025, the conventional loan limit for a single-family home in Elsmere, located in the county of New Castle, DE, is set at $726,200. Simultaneously, the FHA limit stands at $529,000.
To explore the difference in rates between today’s Conventional, FHA, and USDA loans, utilize Lendersa®'s conventional loan calculator. This tool helps you ascertain income, credit, reserves, and required documents for eligibility. Our comprehensive mortgage calculator lets you compare Conforming Conventional loans side by side with USDA, FHA, and VA options to decide on the most suitable program for your financial needs in DE.
2025 Loan Limits and Down Payment Requirements in Elsmere, County of New Castle, DE
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$381,800
0%
FHA
$529,000
3.5%
This comparative table is relevant for zip codes: 19804, 19805
Conventional and FHA Loan Selections in Elsmere, DE
Lendersa® is committed to quickly securing you the best option for a Conventional, USDA, or FHA loan with minimal hassle. Choose one of three starting points to find appropriate lenders and loan options tailored to your needs.
First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains
We are a boutique mortgage brokerage focused on educating and empowering our partners and clients to set them up for success for a home purchase or refinance transaction. Our mission is to offer our clients and business partners a wide range of products with the very best pricing. It's our passion to deliver exceptional customer service.
Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.
Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations
4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303
Brenckman Funding committed to take the mystery out of the loan mortgage and refinancing process. Most competitive mortgage rates available we fully understand your mortgage needs. Allow us to custom tailor a mortgage loan package that makes sense to you, we pride ourselves on great mortgage interest rates.
We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
10146 West San Juan Way, Unit 100, Littleton, CO, 80127
Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
