FHA VS Conventional loan programs in Pike-Creek, New Castle County, Delaware

In 2026, the single-family home loan limits in Pike-Creek, within New Castle county, DE, are as follows: a Conventional limit of $647,200 and an FHA limit of $477,250.

Utilize Lendersa®'s Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA, and determine eligibility requirements such as income, credit, reserves, and documentation. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best program for your specific financial circumstances in DE.

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2026 loan limits and down payment requirements in Pike-Creek, New Castle, DE

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This comparison table is relevant to zip codes: 19808

Discover Conventional and FHA loan options in Pike-Creek, DE

The aim of Lendersa® is to connect you with the best fitting Conventional, USDA, or FHA loans swiftly and without hassle. Start by selecting one of three pathways to connect with matching lenders and loan offerings.

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Pike-Creek Lenders

  • Artisans' Bank
  • 2961 Centerville Road, Wilmington, DE, 19808
  • Lends in Delaware
  • The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.

  • Southwind Mortgage Services
  • 208 Bucktail Drive, Wilmington, DE, 19808
  • Lends in Delaware
  • Serving Delaware homeowners since 2005, whether you are refinancing your current home or purchasing a new home, Southwind Mortgage Services is a leader in the mortgage industry. Your most expensive asset requires a mortgage consultant who is knowledgeable is aware of your financial objectives & can tailor your needs into the best mortgage product

  • 1st State Mortgage
  • 2100 Drummond Plaza, Bldg 2, Newark, DE, 19711
  • Lends in Delaware
  • Our Mission is to provide our clients with timely & detailed knowledge, as well as exceptional customer service & communication throughout the entire mortgage process. Our local, friendly & professional team ensures a smooth experience from application to closing. The Mortgage Consultants at 1st State Mortgage are experienced VA home loan experts.

  • Delaware Financial Mortgage
  • 22 Polly Drummond Hill Road, Newark, DE, 19711
  • Lends in Delaware
  • Delaware Financial Mortgage, we can help. An area expert for over 15 years, we are a full-service mortgage company based in Newark, DE. Whether you are buying a home or refinancing our team of professionals and We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products.

  • Pike Creek Mortgage Services, Inc.
  • 2100 Drummond Plaza, Bldg. 2, Newark, DE, 19711
  • Lends in Delaware
  • "Pike Creek Mortgage Services, Inc. has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions.

    With over 24 years experience in the mortgage industry, our qualified,"

  • Louviers Federal Credit Union
  • 4643 Ogletown Stanton Rd, Newark, DE, 19713
  • Lends in Delaware
  • Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.

  • Union Home Mortgage Corp
  • 200 Continental Dr, Suite 401, Newark, DE, 19713
  • Lends in Delaware
  • Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.

  • 1 Core Financial
  • 3710 N Market St, Wilmington, DE, 19802
  • Lends in Delaware
  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships

  • New Castle County Delaware Employee Federal Credit Union
  • 100 New Churchmans Rd, New Castle, DE, 19720
  • Lends in Delaware
  • Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.