FHA VS Conventional loan programs in Alachua, Alachua County, Florida
In 2025, the loan limit for a conventional mortgage in Alachua, located in Alachua county, FL, is $726,200, whereas the FHA limit is $472,030 for a single-family property.
With the Lendersa® Conventional loan calculator, compare today's best rates of Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documents to qualify. Utilize our comprehensive mortgage calculator to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in identifying the ideal program in FL for your unique financial scenario.
2025 Loan Limits and Down Payment Requirements for Alachua, County of Alachua, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to these zip codes: 32615, 32616
Available Conventional and FHA Loan Options in Alachua, FL
The aim of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loan swiftly and without complications. Choose from three initial steps leading to matched lenders and loan programs.
Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Option 1 Mortgage was started with the sole purpose of helping clients have a stress free mortgage experience. Here's our business model: Give our clients such an amazing experience, so they refer everyone they know to Option 1 Mortgage. That's it! We want you to have an incredible experience & get a great deal.
11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
"Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
Having built our business on trusting relationships with real estate professionals"
1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation
Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.
We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
We are a boutique mortgage brokerage focused on educating and empowering our partners and clients to set them up for success for a home purchase or refinance transaction. Our mission is to offer our clients and business partners a wide range of products with the very best pricing. It's our passion to deliver exceptional customer service.
Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.