FHA VS Conventional loan programs in Alachua, Alachua County, Florida

In 2026, the loan limit for a conventional mortgage in Alachua, located in Alachua county, FL, is $726,200, whereas the FHA limit is $472,030 for a single-family property.

With the Lendersa® Conventional loan calculator, compare today's best rates of Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documents to qualify. Utilize our comprehensive mortgage calculator to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in identifying the ideal program in FL for your unique financial scenario.

View loan offers from an array of 100 lenders

2026 Loan Limits and Down Payment Requirements for Alachua, County of Alachua, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 32615, 32616

Available Conventional and FHA Loan Options in Alachua, FL

The aim of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loan swiftly and without complications. Choose from three initial steps leading to matched lenders and loan programs.

Matching results for USDA loan requests with Lendersa


  • Capital Ton LLC
  • 6021 Midnight Pass Rd Unit #1, Siesta Key, FL, 34242
  • Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.

  • Georgia First Bank
  • 1202 Second Street, Soperton, GA, 30457
  • Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar

  • Georgia Community Bank
  • 250 E Lee St., Dawson, GA, 39842
  • Although our multiple branches only began doing business under the name of Georgia Community Bank in 2019, our roots run all the way back to September 8, 1922, when Citizens State Bank opened for business on Winston Street in downtown Reynolds, Georgia. Over the past nine decades,

  • ABK Financial LLC
  • 12004 Legacy Estates Blvd, Sarasota, FL, 34238
  • "Our quick, easy assistant focuses on your individual needs, Receive purchase information instantly. Refinancing has changed. You can trust our knowledgeable advice and excellent personal service. We love our customers, so feel free to visit during normal business hours. ABK Financial
    Headquarter in sarasota, FL."

  • AgSouth Farm Credit
  • 26 S Main Street, Statesboro, GA, 30458
  • Financing for all agricultural interests, farms, rural recreational tracts, timber tracts, home lots, conventional home mortgages, home lots, home construction and rural land not intended for non-agricultural commercial use or immediate resale. Loans for Land, Farms and Homes throughout South Carolina and Georgia.

  • Bombay Mortgage
  • 8 Sorento Drive Suite 14, Osprey, FL, 34229
  • Bombay Mortgage believe in helping all aspiring homeowners get the help they need. We are committed to finding the right solution for your mortgage as quickly as possible. By streamlining our processes and offering professional service along the way we’ve found many of our clients are able to qualify for a mortgage loan

  • Florida Elite Mortgage
  • 625 N Tamiami Tr, Suite J, Nokomis, FL, 34275
  • We are a full service lender servings the entire state of Florida. We have many different loan programs designed to find anyone's needs. Please feel free to contact us day or night and let us help you get into your next or first home. We are licensed to write mortgages anywhere in the state of Florida with our office located in beautiful Nokomis

  • LendUS
  • 2520 North Tamiami Trail #16, VENICE, FL, 34275
  • Lend US, treat each customer as an individual, not a number. We are a husband and wife team that strive to give each loan a hands-on personable approach. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.

  • MANNING FINANCIAL GROUP, INC
  • 9412 N US Highway 1, Sebastian, FL, 32958
  • We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates