Explore the differences! FHA VS Conventional loan programs in Newberry, Alachua County, Florida
The conventional loan cap for 2025 in Newberry, within the county of Alachua, FL, is $726,200. Meanwhile, the FHA cap stands at $472,030 for a single-family dwelling.
Try the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit score, reserves, and documents for eligibility. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program in FL to suit your financial needs.
Year 2025 Loan Caps and Down Payment Rules in Newberry, Alachua, FL
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison chart is valid for zip codes: 32669
Exploring Conventional and FHA Loan Choices in Newberry, FL
The mission of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan for you, without unnecessary delays. Choose from three initiating options, which lead to finding the best lenders and loan programs.
At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.
Founded in 1928 by the employees of Burlington Railroad employees as a not-for-profit financial cooperative; BNCCU is now the oldest and one of the strongest community-chartered credit union's in the Kansas City metro. As a community credit union, we remain small enough to know and serve our members on a personable level
At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.
MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.
Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
"We’re TruHome.
And we help credit unions bring their members home.
Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages.
While more than 1 in 3 Americans belong to a credit union,"
