Explore the differences! FHA VS Conventional loan programs in High-Springs, Alachua County, Florida

In 2025, the upper limit for conventional loans in High-Springs, which is part of Alachua county in FL, stands at $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

The Lendersa® Conventional loan calculator is your tool to compare today's best rates between Conventional, FHA, and USDA loans, allowing you to identify the necessary income, credit, reserves, and documents required for qualification. Our state-of-the-art mortgage calculator gives a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to make an informed decision on which program in FL suits your financial situation best.

Evaluate and compare loan offers from a selection of 100 lenders

Loan Limitation and Down Payment Guidelines in High-Springs, Alachua, FL for 2025

Type of Loan Loan Cap Initial Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant for the following zip codes: 32643, 32655

Exploring Your Options: Conventional and FHA Loans in High-Springs, FL

Lendersa® strives to deliver the best possible loan options for Conventional, USDA, or FHA loans swiftly and with minimal hassle. Initiate your process by selecting one of three pathways leading to lender and program matching.

Lendersa USDA loan request with matching results


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  • 404 Troy Schenectady Rd, Latham, NY, 12110
  • Low rate mortgage refinancing, FHA loan rates, fixed mortgage refinance, low equity loans, refinance mortgages, second mortgage rates, home equity loan and new home financing provided by Freedom One Funding. Freedom One Funding, Inc. – Registered Mortgage Broker – NYS Dept. of Financial Service. Loans arranged through third party providers.
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  • 30 Century Hill Dr Suite 103, Latham, NY, 12110
  • Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.
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  • Citizens Bank, National Association
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  • Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
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