FHA VS Conventional loan programs in 2025 for High-Springs, Alachua County, Florida

In 2025, the upper limit for conventional loans in High-Springs, which is part of Alachua county in FL, stands at $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

The Lendersa® Conventional loan calculator is your tool to compare today's best rates between Conventional, FHA, and USDA loans, allowing you to identify the necessary income, credit, reserves, and documents required for qualification. Our state-of-the-art mortgage calculator gives a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to make an informed decision on which program in FL suits your financial situation best.

Evaluate and compare loan offers from a selection of 100 lenders

Loan Limitation and Down Payment Guidelines in High-Springs, Alachua, FL for 2025

Type of Loan Loan Cap Initial Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant for the following zip codes: 32643, 32655

Exploring Your Options: Conventional and FHA Loans in High-Springs, FL

Lendersa® strives to deliver the best possible loan options for Conventional, USDA, or FHA loans swiftly and with minimal hassle. Initiate your process by selecting one of three pathways leading to lender and program matching.

Lendersa USDA loan request with matching results


  • Planatek Financial Inc.
  • 340 North Westlake Boulevard, Suite 240, Westlake Village, CA, 91362
  • Serving all over California, we offer several convenient and secure options to apply for a loan. We suggest using the short application unless you have been instructed by your loan consultant to fill out a full application. Once your application has been submitted, shortly thereafter you will be notified on what rate you qualify for.
  • KNB Capital Inc.
  • 30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
  • KNB Capital Inc. we offer the right assistance for you to help in all of your mortgage needs. Whether you need to refinance your home, consolidate your debt, or would like to buy a new home, we have the expertise to make it easy, fast, and an enjoyable process. and Specialties FHA, VA and more
  • The Ross Group, Inc
  • 30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
  • It all started in a hot tub in Lanai, Hawaii, in 1997. While overlooking the beautiful Pacific Ocean and enjoying the relaxation, Mr. Ross overheard several people talking about three things he enjoys: helping people, Real Estate, and financial matters. In 1998, Todd began as an assistant with a successful mortgage firm.
  • AmeriHome Mortgage Company, LLC
  • 1 Baxter Way, Suite 300, Thousand Oaks, CA, 91362
  • AmeriHome Mortgage was established in 2013. By 2017 we earned the distinction of being a top 10 mortgage lender. AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 48 states, and headquartered in Westlake Village, California.
  • Broadview Home Loans
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou
  • Gold Eagle Capital
  • 3435 E. Thousand Oaks Blvd #7381, Thousand Oaks, CA, 91362
  • "Gold Eagle Capital provides short to mid-term financing for real estate investors.Gold Eagle offers our hard money lender clients and stakeholders practical wisdom, a wealth of experience without the red tape. We understand investors and brokers. We are always adapting to the market to best meet your needs and those of your clients."
  • The Mortgage House
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.
  • Anchor Loans
  • One Baxter Way #220, Thousand Oaks, CA, 91362
  • Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
  • Moorpark Lending Services
  • 165 E. High St, Suite 103, Moorpark, CA, 93021
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Glick Mortgage Group
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Michael Glick is the professional you want on your team – whether you are purchasing your first home or refinancing. When your most valuable investment, your home matters.…Michael's experience and reputation will not let you down. Michael has assisted families with their first home purchase to their dream home
  • HMS Capital Funding
  • 2835 Townsgate Rd, Suite 101, Westlake Village, CA, 91361
  • At HMS Capital Funding, we’re here to help you with mortgage and refinance processes that can otherwise feel like too much to handle without proper information and guidance. At HMS Capital Funding, we offer personalized service no matter what size your loan is. Our experts will guide you through the loan process, get you the best rates possible