FHA VS Conventional loan programs in 2025 for Alva, Lee County, Florida
As of 2025, the loan limit for a Conventional loan in Alva, found in Lee county, FL, is $726,200. In contrast, the FHA loan limit for a single-family home is set at $472,030.
Utilize Lendersa® Conventional loan calculator to evaluate rates for Conventional versus FHA and USDA loans today. Determine qualifying income, credit, reserves, and documentation needed. Our advanced calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side to help you choose the best option in FL for your financial needs.
2025 Loan Limits and Down Payment Requirements in Alva, Lee County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$376,000
0%
FHA
$472,030
3.5%
This table is relevant to zip codes: 33920
Options for Conventional and FHA Loans in Alva, FL
Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan without hassle. Start with any of the three pathways below to find matching lenders and loan programs.
1419 University Ave, Suite C, San Diego, CA, 92103
eMortgageGuys we refuse to follow this “unwritten rule” that clients must jump through hoops to get their dream home or save on their mortgage. Instead, we roll up our sleeves, sit down at the table with each of their clients, and together, shoulder to shoulder, design the most effective solution to suit your unique financial situation.
At Hansen Loans Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes. We take pride in treating our clients with honesty and integrity.
Reality Home Solutions is a premier boutique mortgage company continuing to provide excellent customer service in the mortgage industry. With mortgage experience dating back to the early 2000s Reality Home Solutions continues to mold itself to become better, stronger & sharper within the mortgage industry despite the market challenges that arise.
277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders
LoanStar Financial is a mortgage company based in North San Diego County, CA. specializing in residential (Refi & Purchase) mortgages as well as commercial and construction loans. Ignacio Ventura has many years of experience in the residential, commercial & construction lending arena.
Jim Stanko is a JUMBO and FHA Reverse Mortgage Specialist located in Southern California. He and his firm, Lineage Lending, are Federally- and CA State-Licensed reverse mortgage brokers. Lineage Lending is a member of the National Reverse Mortgage Lenders Association, an association that requires high ethical standards from its members.
YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.