FHA VS Conventional loan programs in 2026 for Buckingham, Lee County, Florida

In 2026, the limit for Conventional loans in Buckingham, Lee county, FL, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional loans, USDA, FHA, and VA loans, helping identify the ideal option in FL for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Buckingham, Lee, FL

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $376,000 0%
FHA $472,030 3.5%

Applies to zip codes: 33905

Options for Conventional and FHA Loans in Buckingham, FL

The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three ways to connect with matching lenders and programs.

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Buckingham Lenders

  • Florida Family Funding LLC
  • 3812 Kittyhawk Drive, Fort Myers, FL, 33905
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • The Prestige Mortgage Team
  • 5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
  • Lends in Florida
  • With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.

  • Alliance Mortgage LLC
  • 10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966
  • Lends in Florida
  • Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.

  • J Martin Mortgage Group LLC
  • 7000 Bergamo Way 102, Fort Myers, FL, 33966
  • Lends in Florida
  • J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple

  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Epic Funding
  • 2180 West First Street Ste 540, Fort Myers, FL, 33901
  • Lends in Florida
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Cogent Bank
  • 14421 Metropolis Ave, Suite 102, Fort Myers, FL, 33912
  • Lends in Florida
  • Cogent Bank is an innovative and responsive full-service financial institution with unique and diversified products. Our mission is to help clients achieve their financial goals through an exceptional experience, innovative technology, and customized financial solutions.

    We believe banking is personal

  • Prosperity Home Mortgage, LLC
  • 6700 Daniels Parkway, Suite #4, Fort Myers, FL, 33912
  • Lends in Florida
  • Prosperity Home Mortgage, LLC, (Prosperity) a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. The Long & Foster Companies is part of HomeServices of America, a Berkshire Hathaway affiliate.

  • AA South Florida Mortgage LLC
  • 13861 Plantation Rd #103, Fort Myers, FL, 33912
  • Lends in Florida
  • AA South Florida Mortgage brings a dynamic work ethic to their clients. Their practice of commitment and drive have brought them success time after time. Their dedication to making a transaction that is agreeable with you allows a smoother transition for your family. AA South Florida Mortgage is content to handle the worrisome details