FHA VS Conventional loan programs in Fort-Myers-Shores, Lee County, Florida

In 2025, the loan limit for Conventional loans in Fort-Myers-Shores, county of Lee, FL, is $647,200, while for a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore and compare today's premium rates for Conventional, FHA, and USDA loans. Evaluate necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side-by-side, guiding you to choose the best program in FL for your specific financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Fort-Myers-Shores, County of Lee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $315,100 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 33905

Discover Conventional and FHA Loan Options in Fort-Myers-Shores, FL

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose one of three starting points to connect with lenders and suitable loan programs.

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  • County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg. County Bank has a strong commitment to the communities we serve.
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  • 1010 SW Tyler Street, Topeka, KS, 66612
  • In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
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  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
  • Atlantic Mortgage & Finance Corporation
  • 94 Main Street, Wakefield, RI, 02879
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  • Leatherstocking Credit Union
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  • Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum. Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
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  • Crouse Federal Credit Union was organized in 1978 by a group of ambitious Crouse Irving Memorial Hospital employees who wanted to create a safe place for fellow employees to borrow and save at fair rates and with confidentiality. Unlike any other financial institution, a credit union is owned and controlled by the people it serves.
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