In 2026, the loan limit for Conventional loans in Fort-Myers-Shores, county of Lee, FL, is $647,200, while for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to explore and compare today's premium rates for Conventional, FHA, and USDA loans. Evaluate necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side-by-side, guiding you to choose the best program in FL for your specific financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $315,100 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to the following zip codes: 33905
The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose one of three starting points to connect with lenders and suitable loan programs.
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