FHA VS Conventional loan programs in Bay-Pines, Pinellas County, Florida

For 2025, the conventional loan limit in Bay-Pines, located in Pinellas county of FL, stands at $647,200. Meanwhile, the FHA loan limit is $420,680, applicable for a single-family residence.

Utilize Lendersa®'s Conventional loan calculator to compare current top rates among Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit score, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding in the selection of the most suitable program within FL for your financial scenario.

Explore loan offers from a wide network of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Bay-Pines, Pinellas County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison table is relevant to zip codes: 33708, 33744

Options for Conventional and FHA Loans in Bay-Pines, FL

The principal aim of Lendersa® is to facilitate the swift acquisition of optimal loans, be it Conventional, USDA, or FHA, ensuring a hassle-free experience. Start with one of our three entry points to connect with matched lenders and loan offerings.

Lendersa USDA loan request and matching results


  • LoansDirect
  • 25182 Miles Avenue, Lake Forest, CA, 92630
  • LoansDirect customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
  • ICM Real Estate Inc
  • 39 Forster Lake, Forest, CA, 92630
  • ICM Real Estate Inc Our Mortgage team will give you the individual attention that you expect and deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. Our promise to you.
  • WE Lending
  • 1 Spectrum Pointe Drive, Suite 200, Lake Forest, CA, 92630
  • At WE Lending we mix talented loan officers and technology to make the mortgage lending process simple for you. WE know that there is no place like home. Your mortgage savings or dream home could be minutes away. WE lending is growing and we are looking for progressive mortgage professionals to join our team.
  • Alliance West Mortgage
  • 23 Orchard Rd, Suite 100, Lake Forest, CA, 92630
  • At Alliance West Mortgage we are committed to responsible mortgage lending, and helping you find a home-loan you can comfortably afford. We understand buying a home is a life changing event, and we’re here to give you the knowledge and resources you need to make informed decisions with confidence.
  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
  • Chaffey Federal Credit Union
  • 1024 W Foothill Blvd, Upland, CA, 91786
  • Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being.
  • Colonial Mortgage
  • 322 N Mountain Ave, Upland, CA, 91786
  • Colonial Mortgage We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.
  • Four Clover Homes Inc
  • 1424 North 13th Avenue, Upland, CA, 91786
  • Four Clover Homes, your satisfaction is our number one priority. Count on us to give you the industry leading rates up front and help you choose which loan suits your needs. Due to our amazing up front rates, we know that you'll be satisfied. Call us today and take the first step to owning your dream home.
  • Crown Castle Mortgage & Realty
  • 1231 North Redding Way, Upland, CA, 91786
  • Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.
  • Tri-Star Home Loans
  • 2335 Foothill Boulevard, Suite 5, Upland, CA, 91786
  • Tri-Star Home Loans opened it's doors at the current Upland location in 2004. In 2005, through hard work and an excellent standing with our multiple bank sources, we obtained our FHA approval. Tri-Star continued to grow and was able to sustain the massive changes to the economy and mortgage market due to our dedication
  • TDR Mortgage
  • 188 E D Street, Upland, CA, 91786
  • TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, reverse loans, first time buyer home loans, USDA loans, CalHFA loans. We serve southern California.
  • Allied Equity
  • 400 North Mountain Avenue, Suite 223, Upland, CA, 91786
  • ALLIED EQUITY specialize in FHA Loans, Conventional, Jumbo Loans and Self-employed Business Bank statement Loans. We are fully licensed and serve all of the State of California. Whether you are buying a home or refinancing within California, we can help you realize your dream of homeownership or save you money.