FHA VS Conventional loan in Bay-Pines, Pinellas County, Florida

In 2025, Convetional loan limit in Bay-Pines, county of Pinellas, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bay-Pines, county of Pinellas, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33708, 33744

Conventional and FHA loan options in Bay-Pines, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • "Mafyan & Associates INC. Nationwide Lending"
  • 2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
  • Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.
  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • Mansfield Lending
  • 2920 West Manchester Boulevard, Inglewood, CA, 90305
  • "Shelle Kirk is a Mortgage and Real Estate Broker in addition to being the owner of Mansfield Lending - a full service mortgage brokerage based in Inglewood, California. For the past 21 years, Shelle has committed herself to the Real Estate field and has a wealth of knowledge to offer anyone making the first step to owning property."
  • Clear Oak Mortgage
  • 5940 Barton Avenue, Los Angeles, CA, 90038
  • COM mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Clear Oak Mortgage is here for you.
  • ePlanet Mortgage LLC
  • 1800 Vine Street, Suite 344, Los Angeles, CA, 90028
  • ePlanet Mortgage is a full-service mortgage company based in Hollywood, CA. We specialize in assisting First time home buyers and offering specialty relocation loans in Hollywood. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these we can help you realize your dream of home.
  • Farmers Insurance Federal Credit Union
  • 2255 North Ontario Street, Suite 320, Burbank, CA, 91504
  • We have been taking care of the financial needs of Farmers employees and agents for over 70 years, currently serving over 50,000 members with over $650 million in assets. As a non-profit financial institution, our members are our owners. We offer higher savings yields and lower loan rates thank banks. And service is our priority.
  • iLoan Real Estate Co. Inc.
  • 2419 West Empire Avenue, Burbank, CA, 91504
  • We can always go back and fourth on which values outweigh one another, but the truth is honesty in this business is what truly matters. With many years experience and being up to date on all lending guidelines, it allows me to be able to truly provide all lending options and show side by side comparisons.
  • LaunchRate
  • 7758 N Glenoaks Blvd, Burbank, CA, 91504
  • We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with best rates, terms & costs-to meet your unique needs.
  • Legacy Lending Group, Inc.
  • 9935 Cohasset Street, Burbank, CA, 91504
  • Legacy Lending Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • WLP Financial Services
  • 5349 Crenshaw Blvd, Suite 101, Los Angeles, CA, 90043
  • At WLP FINANCIAL SERVICES, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • HML Investments
  • 3151 West Cahuenga Blvd suite 300, Los Angeles, CA, 90068
  • California Hard Money Lenders, Los Angeles Hard Money, Trust deed investments specialist, Hard money lending solution- we are a direct source for Hard money loans in California. HML Investments Group was founded by Yanni Raz in 2004. Since then, it has been providing hard money loans for hundreds of residential, commercial and construction.
  • SkyOne Federal Credit Union
  • 14600 Aviation Blvd, Hawthorne, CA, 90250
  • SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation