Explore the differences! FHA VS Conventional loan programs in Seminole, Pinellas County, Florida

In 2025, Convetional loan limit in Seminole, county of Pinellas, FL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Seminole, county of Pinellas, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 33772, 33777, 33778, 33775

Conventional and FHA loan options in Seminole, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Power Purchase Mortgage
  • 715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Groundfloor
  • 600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
  • GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.
  • Goldwater Home Loans Inc
  • 1755 East Park Place Blvd, Stone Mountain, GA, 30087
  • Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.
  • First American Financial Mortgage Corp
  • 7302 Wood Hollow Way, Stone Mountain, GA, 30087
  • We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.
  • Dynasty Financial Consulting, Inc
  • 5686 Fulton Industrial Blvd, Suite 44601, Atlanta, GA, 30336
  • Fortunately, at Dynasty Financial Consulting, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • Home South Mortgage. Company
  • 1104 W Ft Williams St, Sylacauga, AL, 35150
  • We pride ourselves on making Alabama mortgages easy. Whether you're a first-time homebuyer or looking to save on your current mortgage, we can help. There’s a reason why we have a 99.9% customer retention rate. When you get your mortgage with us, we get you the lowest rates and we let you know when you can refinance and save.
  • Chadash Lending Group LLC
  • 2223 Park Manor Lane, Snellville, GA, 30078
  • Chadash Lending Group, LLC is a Licensed Mortgage Lender and a Licensed Mortgage Broker in the State of Georgia. Helping people realize their dreams and accomplish their goals in life is very rewarding to us at Chadash Lending Group. And because not only are we a Lender, but we also work with several outstanding Lenders.
  • Alvorada Mortgage LLC
  • 1701 Hickory Lake Dr, Snellville, GA, 30078
  • Alvorada Mortgage is a full-service mortgage broker. What does that mean? It means that when you apply for a mortgage with Alvorada Mortgage, we are affiliated with multiple wholesale lending institutions.We can shop your mortgage with a variety of wholesale mortgage companies to find the mortgage suited exactly to your needs & at the lowest rate.
  • HAMMER MORTGAGE, INC.
  • 2326 Wisteria Drive, Suite 110, Snellville, GA, 30078
  • Hammer Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
  • MembersFirst Credit Union
  • 2476 Lawrenceville Hwy, Decatur, GA, 30033
  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia