FHA VS Conventional loan programs in Boynton-Beach, Palm Beach County, Florida

For 2026, the conventional loan limit in Boynton-Beach, within Palm Beach county of FL, is established at $647,200. Meanwhile, the FHA loan cap for a single-family residence is $460,000.

Utilize the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA loans. This calculator is crucial for determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on which program in FL best aligns with your financial situation.

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Details on 2026 Loan Limits and Downpayment Requirements in Boynton-Beach, Palm Beach, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

The information in this table is applicable to zip codes: 33426

Exploring Conventional and FHA Loan Options in Boynton-Beach, FL

Lendersa® aims to swiftly connect you with the best available Conventional, USDA, or FHA loan, ensuring a smooth process without stress. Choose one of the three starting points indicated below to find matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


Boynton-Beach Lenders

  • Global Business Financial Investments, Inc.
  • 1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426
  • Lends in Florida
  • Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.

  • Valiant Mortgage Group LLC
  • 1375 Gateway Blvd, Suite 52, Boynton Beach, FL, 33426
  • Lends in Florida
  • We understand that time is money. We’re available around the clock to make sure you’re never in the dark about the mortgage refinancing process. We’ll handle the heavy lifting, allowing you to focus on building a home. We only work with the best lenders, all of whom are vetted personally for professionalism and transparency.

  • Loan Solutions Team LLC
  • 1500 Gateway Blvd, Suite 220, Boynton Beach, FL, 33426
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • SDG Lending Inc
  • 1213 SW 25th Avenue, Boynton Beach, FL, 33426
  • Lends in Florida
  • SDG Lending, Inc. has the ability to close loans in as little as 2 weeks. Although out average turnaround time is 3-4 weeks. Give me a call and experience the SDG Lending difference. Scott Goldstein have been helping homeowners with their home loans loans since 2003. Scott Goldstein is a dedicated professional.

  • MORTGAGES DONE RIGHT INC.
  • 1500 Gateway Blvd, STE 220, Boynton Beach, FL, 33426
  • Lends in Florida
  • Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.

  • The Mortgage Firm
  • 319 A East Woolbright Road, Boynton Beach, FL, 33435
  • Lends in Florida
  • The Mortgage Firm is a mortgage lending company in its 21st year, with its corporate headquarters located in Altamonte Springs, FL. We specialize in home mortgage lending on residential properties. Over the past 5 years alone, we've helped over 10, 000 people finance their dream home. We communicate with you every step of the way.

  • Streamline Financial Group, Inc.
  • 1240 South Federal Highway, Boynton Beach, FL, 33435
  • Lends in Florida
  • Streamline Financial Group, Inc. is a premier provider of creative financial solutions for various lending needs. Drawing upon a background of over 17 years in the industry, we have the ability, expertiese and experience to fund every type of financing request, from the mundane, to the exotic. Products range.

  • Florida Mortgage Consultants
  • 9899 Kamena Circle, Boynton Beach, FL, 33436
  • Lends in Florida
  • Florida Mortgage Consultants is staffed with highly skilled consultants who can provide efficient and practical mortgage solutions that are tailored to your needs and lifestyle. Our company caters to clients in Lake Worth, FL. To learn more about our services and rates, don’t hesitate to get in touch!

  • Prime Rate Mortgage
  • 3939 Sapphire Palladium Dr, Boynton Beach, FL, 33436
  • Lends in Florida
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and the best products to fit their financial profile.
    Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan