Explore the differences! FHA VS Conventional loan programs in Delray-Beach, Palm Beach County, Florida

In 2024, Convetional loan limit in Delray-Beach, county of Palm Beach, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Delray-Beach, county of Palm Beach, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33445, 33444, 33483, 33448, 33482

Conventional and FHA loan options in Delray-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Abundance Capital
  • 105 Serra Way, #448, Milpitas, CA, 95035
  • Abundance Capital offer unconventional loans for California real estate: Owner-Occupied Bridge Loans; Simple Fix & Flip Loan; Construction & Additions Loan; Granny / In-Law Unit Addition (ADU) Loan; Non-Owner Occupied Rental Loan; "Sleep Easy" Commercial Loan; Reverse 1031 Exchange Loan; Estate / Inherited Property Loan.
  • Wonderate
  • 2611 Senter Rd, Suite 212A, San Jose, CA, 95111
  • "We transform the way people apply for home loans. We give truly financial mortgage freedom to borrowers like you. You are now able to fully customize home loans in the way you want. We are always finding innovative ways to empower consumers to get better better real estate goals."
  • Sutter Buttes Real Estate
  • 444 Colusa Avenue, Suite B, Yuba City, CA, 95991
  • Sutter Buttes Real Estate is a boutique brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience and customer service skills that will prove valuable to both buyers and sellers.brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience
  • Willow Financial
  • 4647 Columbia River Ct, San Jose, CA, 95136
  • Nadim Aziz is committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and I offer a variety of products to meet your individual requirements. I make the process of securing a mortgage simple and straightforward by offering you.
  • Castle Home Loans
  • 2230 Quimby Road, San Jose, CA, 95122
  • At Castle Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • VS Financial Services, Inc.
  • 1111 Story Road, Suite 1100, San Jose, CA, 95122
  • VS Realty & Loans, Inc. was formerly known as ST Real Estate and Financial Services Inc. located in the Grand Century Mall on Story Road in San Jose. In the past, ST Real Estate and Financial Services Inc. was the only real estate brokerage allowed to operate in the mall. The company was proud and was prideful in the tremendous opportunity.
  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.
  • Mitchell Mortgage
  • 1737 Hoffman Street, Woodland, CA, 95776
  • Mitchell Mortgage has been serving the home loan needs of our clients in Napa, California for over 24 years. In addition to the beautiful Napa Valley, we are now also located in the lovely communities of Davis and Woodland, California to better serve the residents of Yolo County and the Sacramento region.
  • Dow Credit Union
  • 3457 Deer Valley Rd, Antioch, CA, 94531
  • With more than 2,100 members and assets over $50 million, Dow Great Western Credit Union has been providing our members with a variety of financial services for more than 83 years! We have the distinct honor of serving our community since 1938. In 1938 the Dow Chemical Company purchased the Great Western Electro Chemical Company in Pittsburg,
  • BAC Community Bank Stockton
  • 3448 Deer Valley Road, Antioch, CA, 94531
  • For fifty years, BAC Community Bank, formerly known as Bank of Agriculture & Commerce (BAC) and ECC Bank a Division of Bank of Agriculture & Commerce (ECC), has provided comprehensive financial and banking services to three counties contiguous to the Delta. These include Contra Costa, San Joaquin and Stanislaus Counties.
  • Delta Schools Federal Credit Union
  • 5123 Lone Tree Way, Antioch, CA, 94531
  • Delta Schools FCU is a home grown credit union serving the financial needs of the Delta community. Part of our long term plan is to give back and support the community. If you are looking for a bank with the same values look no further. credit union serving the financial needs of the Delta community. Part of our long term plan