FHA VS Conventional loan programs in Delray-Beach, Palm Beach County, Florida
In 2026, the conventional loan limit in Delray-Beach, in the county of Palm Beach, FL, is $647,200, while the FHA limit for a single-family home is $460,000.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA programs. Assess the income, credit, reserves, and documentation needed to qualify. With this advanced mortgage tool, view Conforming Conventional, USDA, FHA, and VA loans side by side to determine which option in FL suits your financial situation best.
2026 Loan Limits and Downpayment Requirements in Delray-Beach, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$460,000
3.5%
This comparison applies to the following zip codes: 33445
Conventional and FHA Loan Options in Delray-Beach, FL
The aim of Lendersa® is to quickly deliver the best possible Conventional, USDA, or FHA loans without the hassle. Choose one of three starting points to connect with matching lenders and suitable loan programs.
In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial. Who would have thought that a set of quarters in 1969 would turn into one of the nation's largest Credit Unions with more than $1.50 billion in assets and 95, 000 Members across the country
2700 North Federal Highway, Suite 503, Delray Beach, FL, 33445
Lends in Florida
Divito Lending works with many top-rated mortgage companies to bring you the best rates while saving you money and the hassle of shopping for your own mortgage. With our team’s history of serving Florida, you can trust us to protect you like family. We help people obtain quality mortgages, and help families with affordable rates options.
1615 S Congress Ave, Suite 103, Delray Beach, FL, 33445
Lends in Florida
Our long term success is based primarily on our commitment to our clients. Our longevity is due to our excellence in customer service along with a very competitive suite of loan programs from the traditional 30 year fixed rate loan to special programs designed for those ‘out-of-the-box’ scenarios.
Florida Direct Lending Incis a full-service mortgage company based in Delray Beach, Florida. We specialize in FHA, Conventional, Jumbo. We also serve the entire State of Florida. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting you a new lower monthly payment loan.
220 Congress Park Drive, Ste. 140, Delray Beach, FL, 33445
Lends in Florida
ConsumerDirect Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the state of Tennessee with over $3 billion in total assets. Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the USA.
301 West Atlantic Avenue, Suite 0-5, Delray Beach, FL, 33444
Lends in Florida
At Ambassador Financial Services Inc. We are a full-service mortgage company based in Delray Beach, Florida. We specialize in First time home buyer, FHA and Jumbo Loans in Delray Beach. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in zip code 33444
The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484
Lends in Florida
Gelt Financial, LLC ("Gelt") is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
398 NE 6th Avenue, Suite B, Delray Beach, FL, 33483
Lends in Florida
LendingMan is the low cost loan leader enabling customers to shop, compare, + apply for the best loans. Equal Housing Lender.
LendingMan is an approved Seller/Servicer for Freddie Mac, FHA, Department of Housing and Urban Development, VA & USDA. LendingMan is an Equal Housing Lender committed to ensuring every applicant for credit receive fair
