Explore the differences! FHA VS Conventional loan programs in Lake-Worth, Palm Beach County, Florida

In 2025, Convetional loan limit in Lake-Worth, county of Palm Beach, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lake-Worth, county of Palm Beach, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33461, 33460, 33466

Conventional and FHA loan options in Lake-Worth, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • House Loans Mortgage Services Corp.
  • 38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Driven Lending LLC
  • 39701 N. Country Ln, San Tan Valley, AZ, 85140
  • Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.
  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Interstate Mortgage Service, Inc.
  • 25062 South 190th Street, Queen Creek, AZ, 85142
  • At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • RSNB Bank
  • 200 Second Street, Rock Springs, WY, 82901
  • RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
  • Trona Valley Federal Credit Union
  • 2640 Foothill Blvd, Rock Springs, WY, 82901
  • "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
  • FLANAGAN STATE BANK
  • 82901, Rock Springs, WY, 82901
  • Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
  • Country Home Mortgage
  • 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
  • Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.