FHA VS Conventional loan in Chipley, Washington County, Florida

In the year 2025, the limit for Conventional loans in Chipley, located in the county of Washington, FL, is set at $726,200. At the same time, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today’s best rates for Conventional, FHA, and USDA loans. This tool aids in evaluating income, credit, reserves, and documentation required for qualification. It compares Conforming Conventional, USDA, FHA, and VA loans in FL, helping you determine the most suitable program for your unique financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Chipley, County of Washington, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above comparison table is relevant to the following zip codes: 32428

Loan Options for Conventional and FHA in Chipley, FL

The aim of Lendersa® is to deliver fast and hassle-free Conventional, USDA, or FHA loans. Choose from three starting points that match you to suitable lenders and loan programs.

USDA loan request and results on Lendersa


  • TruChoice Federal Credit Union
  • 272 Park Avenue, Portland, ME, 04104
  • TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates. we help you make the most of your money by taking the time to learn your story.
  • cPort Credit Union
  • 50 Riverside Industrial Parkway, Portland, ME, 04103
  • cPort Credit Union has evolved throughout the years since its 1931 inception. What began as the Federal Employees Credit Union of Maine and only the third CU in the state of Maine has come to mean so much more to the community. We have been fortunate to have sustained strong member growth throughout the years and have expanded our company.
  • Evergreen Credit Union
  • 225 Riverside St, Portland, ME, 04103
  • Evergreen Credit Union is one of the largest credit unions in Maine, with $400 million in assets and serving over 25, 000 members throughout Southern Maine. We proudly serve all the banking needs of individuals, families and local businesses. As a local credit union, we get to really know our members
  • Vision Mortgage
  • 352 Warren ave, Portland, ME, 04103
  • Vision Mortgage was established in 2015 by long-time Portland resident Tim Fredheim, a highly-respected, widely-recognized expert in the field. His qualifications are especially impressive because they combine academic excellence with an extensive array of hands-on experience and We’ve created a streamline process.
  • Maine Mortgage Broker
  • 352 Warren Ave, Suite 6, Portland, ME, 04103
  • Maine has a lot of mortgage lenders, and I know you have options in your home loan shopping process. I can provide a level of customer service and home loan options that most traditional loan officers or even your bank can not make available. Competitive Maine mortgage rates, personal attention, a variety of mortgage loan options.
  • Homestead Mortgage Loans Inc.
  • 840 Roosevelt Trail, Windham, ME, 04062
  • "Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"
  • NORTHSTAR MORTGAGE GROUP LLC
  • 625 Roosevelt Trail, Windham, ME, 04062
  • Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.
  • Pikes Peak National Bank
  • 2401 W. Colorado Ave, Colorado Springs, CO, 80904
  • Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.
  • Equity Lending Mortgage Inc
  • 720 Marlstone Place, Colorado Springs, CO, 80904
  • Equity Lending Mortgage Inc is a mortgage broker based in Colorado Springs dedicated to helping home owners make well informed and strategically smart choices regarding home financing and first time purchasing a home or you have been through the process before, we can guide you through the process
  • FIRST NATIONAL BANK NORTH
  • 600 Minnesota Avenue, Walker, MN, 56484
  • The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.
  • Island View Private Loan Fund
  • 2139 Chuckwagon Road, Suite 315, Colorado Springs, CO, 80919
  • Island View Private Loan Fund’s (IVPLF) core investment strategy focuses on private lending to entities purchasing real estate such as non-owner occupied houses, fix and flip properties, and 1-4 unit rental properties. While most private loans or asset-based lenders rely primarily upon the value of the real estate backing the mortgage to determine