FHA VS Conventional loan programs in Citrus-Springs, Citrus County, Florida

In 2026, the loan limit for Conventional loans in Citrus-Springs, located in Citrus county, FL, is set at $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans, and determine what income, credit, reserves, and documentation are required to qualify. With our advanced tool, view Conforming Conventional, USDA, FHA, and VA loans side by side to help decide the best option in FL for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Citrus-Springs, Citrus, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 34433

Options for Conventional and FHA Loans in Citrus-Springs, FL

The aim of Lendersa® is to efficiently provide you with the best available Conventional, USDA, or FHA loans. Choose one of three initial methods to connect with matching lenders and loan programs.

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Citrus-Springs Lenders

  • NSH MORTGAGE
  • 2195 W Huntington Dr, Beverly Hills, FL, 34465
  • Lends in Florida
  • NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.

  • CITRUS LENDING INC.
  • 1100 N. Lyle Ave., Crystal River, FL, 34429
  • Lends in Florida
  • Citrus Lending is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending will work with you to get you the financing you need to make your real estate dreams come true.

  • Gulf Coast Mortgage Inc
  • 111 West Main St, Suite 312, Inverness, FL, 34450
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Citrus Mortgage Associates LLC
  • 1300 Hwy. 41 North, Suite H, Inverness, FL, 34450
  • Lends in Florida
  • We are a Mortgage Broker Business located in Inverness, FL. We pride ourselves on the highest level of client satisfaction and face to face service. We are available at any time, in our office or after hours. We can be reached by phone, text or emails. We consider it a privilege to work together in providing for your mortgage needs.

  • My Nice Mortgage
  • 7167 Southwest Highway, Suite 200, Ocala, FL, 34476
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Ocala Community Credit Union
  • 2675 SE 36th Avenue, Ocala, FL, 34471
  • Lends in Florida
  • Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL

  • Abbey Mortgage
  • 2107 SE 3rd Ave., Ocala, FL, 34471
  • Lends in Florida
  • Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages

  • Black Rock Mortgage
  • 1552 East Fort King Street, Ocala, FL, 34471
  • Lends in Florida
  • Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.

  • Landmark Mortgage Planners
  • 3227 SE Maricamp Rd, #101, Ocala, FL, 34471
  • Lends in Florida
  • Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.