FHA VS Conventional loan programs in Citrus-Springs, Citrus County, Florida

In 2025, the loan limit for Conventional loans in Citrus-Springs, located in Citrus county, FL, is set at $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans, and determine what income, credit, reserves, and documentation are required to qualify. With our advanced tool, view Conforming Conventional, USDA, FHA, and VA loans side by side to help decide the best option in FL for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Citrus-Springs, Citrus, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 34433, 34434, 34445

Options for Conventional and FHA Loans in Citrus-Springs, FL

The aim of Lendersa® is to efficiently provide you with the best available Conventional, USDA, or FHA loans. Choose one of three initial methods to connect with matching lenders and loan programs.

Results from Lendersa USDA loan requests


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  • KB Mortgage LLC
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  • Black Tie Lending LLC
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  • 113 East Newton Street, Versailles, MO, 65084
  • Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions. Since opening our doors November 22, 1882, we have been locally-owned & locally-operated
  • Lone Star Credit Union
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  • We believe if it’s good for you, it’s good for us. This good-business philosophy is lived out in how we treat each other, our Members & the communities we live in. Proud to be Texas-based since 1967, we always honor the credit union credo of “people helping people.” While we deliver a variety of financial services, we are driven by respect & fairne
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  • 3900 N McCord Rd., Toledo, OH, 43617
  • Waterford Bank was founded by three individuals who together have more than 100 years of banking experience. From the beginning, Waterford chose to differentiate itself: The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.
  • Loan Java LLC
  • 3130 North Shiloh Road, Garland, TX, 75044
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.