FHA VS Conventional loan programs in Crystal-River, Citrus County, Florida
As of 2026, the conventional loan limit in Crystal-River, Citrus county, FL, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the most suitable program for your financial situation in FL.
2026 Loan Limits and Downpayment Requirements in Crystal-River, Citrus County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The information in this table applies to the following zip codes: 34428
Explore Conventional and FHA Loan Options in Crystal-River, FL
The goal of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan quickly and without fuss. Select one of three starting paths to connect with matching lenders and loan programs.
Citrus Lending is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending will work with you to get you the financing you need to make your real estate dreams come true.
NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Mortgage Broker Business located in Inverness, FL. We pride ourselves on the highest level of client satisfaction and face to face service. We are available at any time, in our office or after hours. We can be reached by phone, text or emails. We consider it a privilege to work together in providing for your mortgage needs.
7167 Southwest Highway, Suite 200, Ocala, FL, 34476
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Direct Lending Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Suarez Home & Finance Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools.
At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
