FHA VS Conventional loan programs in 2025 for Crystal-River, Citrus County, Florida

As of 2025, the conventional loan limit in Crystal-River, Citrus county, FL, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the most suitable program for your financial situation in FL.

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2025 Loan Limits and Downpayment Requirements in Crystal-River, Citrus County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The information in this table applies to the following zip codes: 34428, 34429, 34423

Explore Conventional and FHA Loan Options in Crystal-River, FL

The goal of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan quickly and without fuss. Select one of three starting paths to connect with matching lenders and loan programs.

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  • Real Estate Plus +
  • 701 N. Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • We believe in becoming a responsible corporate business partner while providing sellers, buyers, and corporate clients our services with efficiency, technology, and communication. Assuring all clientele that our knowledge and integrity can be trusted to receive the expected results for success.
  • Carbarr Funding
  • 701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.
  • Molina Financial Services Inc.
  • 1382 W. Sunset Boulevard, Los Angeles, CA, 90026
  • Molina Financial Services specializes in helping our clients reach their Real Estate Financing objectives. We have helped countless families purchase their first home by matching their personal financial goals with the best loan programs. We have also helped countless investors finance their real estate investment projects
  • Smart Choice Realty & Mortgage Finance Inc
  • 960 W 7th St, Los Angeles, CA, 90017
  • We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
  • Shannon Christenot
  • 700 Flower St, Suite 1000, Los Angeles, CA, 90017
  • Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • Metro Lending Services
  • 400 N Brand Blvd, Suite 750, Glendale, CA, 91203
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • BNB Financial Inc.
  • 700 N Brand Blvd, Suite 800, Glendale, CA, 91203
  • BNB Financial, Inc, founded in 2012, believes that a lender can offer excellent service to mortgage brokers and it has strived to build lasting business relationships based on sound business practices. BNB Financial, Inc. is reputed by its peers as a lender with honesty, integrity and outstanding broker service.
  • Advanced Capital Inc
  • 655 N Central Ave, Suite 1731, Glendale, CA, 91203
  • Advanced Capital Inc is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
  • Allied Lending Group
  • 722 W Wilson Ave, Glendale, CA, 91203
  • The Allied Lending Group Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.