As of 2026, the conventional loan limit in Crystal-River, Citrus county, FL, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the most suitable program for your financial situation in FL.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
The information in this table applies to the following zip codes: 34428
The goal of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan quickly and without fuss. Select one of three starting paths to connect with matching lenders and loan programs.
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