Explore the differences! FHA VS Conventional loan programs in Cleveland, Charlotte County, Florida

In 2024, Convetional loan limit in Cleveland, county of Charlotte, FL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Cleveland, county of Charlotte, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $376,000 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 33982

Conventional and FHA loan options in Cleveland, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Carpenter Home Loans LLC
  • 1921 South Alma School Road, Suite 201, Mesa, AZ, 85210
  • Carpenter Team in AZ is a personal loan officer for clients in Arizona and California. We know what you need to get the home of your dreams. This is why our experts waste no time in helping you own the house you and your family deserve and also aim to educate both individuals and families alike on how they can have access to competitive financing
  • Arizona Lending Source, Inc.
  • 1830 South Alma School Road, Suite 127, Mesa, AZ, 85210
  • We work with more than a dozen mortgage lenders which gives us a wide selection of loan products that are sure to provide the perfect mortgage solution for all of your real estate finance needs. We are a local business with low overhead which gives us a competitive advantage of speed and lower costs over the larger mortgage lenders and banks.
  • Boomerang Capital Partners
  • 2152 S. Vineyard #105 Mesa, Mesa, AZ, 85210
  • "We are bankers, investors and ex-fix and flippers that come together to provide a critical piece of your project: the financing. You can focus on what you do best, and know that we can cover your borrowing needs. We make it easy to understand and get done, and then easy to keep up with during your project"
  • Minute Mortgage
  • 8388 East Hartford Drive, Suite 111, Scottsdale, AZ, 85255
  • Minute Mortgage was started with the singular focus of improving the home lending process. Historically, getting a mortgage was a very traditional process highlighted by low technology and manual processes. This traditional process created an inefficient, time consuming, unsatisfying and ultimately expensive experience.
  • ABLEnding, Inc
  • 11571 East Ranch Gate Road, Scottsdale, AZ, 85255
  • Our mission is to make sure all our clients are comfortable and educated about the mortgage process. It doesn’t have to be stressful to get a mortgage or refinance a home. ABLEnding, Inc. works with clients from start to finish. This is because we want to simplify and clarify what could otherwise be a long and arduous transaction.
  • Trusted Mortgage Inc.
  • 7621 East Rose Garden Lane, Scottsdale, AZ, 85255
  • Trusted Mortgage, Inc. is a full service Mortgage Broker lending in Washington, Arizona, and California. With over 16 years of experience in home lending, we have the knowledge and support to close loans on time while providing the best customer service throughout the loan process. We offer many options for your lending needs.
  • Western Capital Lending
  • 24491 North 72nd Way, Scottsdale, AZ, 85255
  • At WCL Mortgage. We are a local, full-service mortgage company based in Arizona. We specialize in a low cost mortgage solution that benefits today’s home buyer. also we offer Conventional, FHA, VA and Jumbo mortgage lending in Phoenix, Arizona. WCL Mortgage has redefined the mortgage process with you in mind.
  • Counsel Mortgage Group, LLC
  • 8700 East Pinnacle Peak Road, Suite 224, Scottsdale, AZ, 85255
  • At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. we want to ensure you make the best choice for you and your family.
  • Forthright Funding Corporation
  • 23150 North Pima Road, Suite 1A, Scottsdale, AZ, 85255
  • "At Forthright Funding, we don’t measure ourselves on how many loans we close. We measure ourselves based on the values that created this company – integrity, respect, and service. With these values as our North Star, Forthright Funding has built a proud family of colleagues setting the standard of trustworthiness to help facilitate"