FHA VS Conventional loan programs in 2025 for Punta-Gorda, Charlotte County, Florida
As of 2025, the conventional loan threshold in Punta-Gorda, situated in Charlotte county, FL, is set at $647,200. Meanwhile, the FHA limit for single-family residences is $420,680.
Use the Lendersa® Conventional loan calculator to weigh today’s Conventional, FHA, and USDA rates. This tool also helps determine the income, credit score, reserves, and documents you need to qualify. With our comprehensive calculator, you can view Conventional Conforming, USDA, FHA, and VA loans side by side, assisting you in choosing the best program available in FL for your unique financial needs.
Loan limits and down payment requirements in Punta-Gorda, Charlotte county, FL for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$315,100
0%
FHA
$420,680
3.5%
This comparison applies to the following zip codes: 33950
Exploring Conventional and FHA loan choices in Punta-Gorda, FL
Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan for you quickly and without stress. Begin with any of our three options to connect with appropriate lenders and loan programs.
2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.
Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible
"We provide fast, flexible hard money loans tailored for real estate investors. Specializing in fix-and-flip, buy-and-hold, and new construction projects, we offer quick approvals, competitive rates, and minimal hassle to help you achieve your investment goals. Let us help you secure the funding you need to grow your portfolio and maximize your ret
30 yrs experience in real estate lending, residential and commercial properties. From primary to investment, land to existing properties. We can help you close fast, with good or bad credit. including foreclosure bailouts. Rental loans, Fix and flip, Construction, land loans, and Primary included.
Carrero Mortgage a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates.
2493 Centergate Drive, Unit 202, Miramar, FL, 33025
We advise clients about real estate market conditions, conduct walkthroughs, and provide guidance and assistance through the process of buying, selling, or leasing properties. We also provide financing for residential and commercial real estate needs. SPECIALTIES: Residential sales, First time home buyers, Luxury homes etc
11820 Miramar Parkway, Suite 110, Miramar, FL, 33025
Pineyro Capital Group Inc. (PCG) is a full service licensed Florida mortgage company operating under NMLS No. 420112. As a leader in the Florida mortgage market, Pineyro Capital Group Inc. specializes in providing Florida mortgage refinancing, home purchases, and debt consolidation home loans including,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
