FHA VS Conventional loan programs in 2025 for Crestview, Okaloosa County, Florida

In 2025, the Conventional loan limit for Crestview, within Okaloosa county in FL, is $726,200, whereas the FHA limit for a single-family home is $603,750.

Leverage the Lendersa® Conventional loan calculator to assess and match today's best rates across Conventional, FHA, and USDA options. Determine the income, credit requirements, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program for your financial needs in FL.

Explore loan offers from 100 lenders

2025 Loan Caps and Down Payment Requirements in Crestview, Okaloosa County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $431,400 0%
FHA $603,750 3.5%

Relevant for zip codes: 32539, 32536

Available Conventional and FHA Loan Options in Crestview, FL

The objective of Lendersa® is to provide you with the most favorable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points to connect with lenders and identifying suitable loan programs.

Results for USDA loan requests and matching via Lendersa


  • The Platinum Mortgage Group
  • 5402 Ruffin Rd, San Diego, CA, 92123
  • Alexis Roper wanted to be an entrepreneur (although I did not understand the meaning of the word at that time) since I was a little girl. Alexis started her career in the mortgage industry as a Loan consultant. Alexis Roper believe what makes my career so enjoyable is helping people, and surmounting what is seemingly impossible.
  • California Coast Credit Union
  • 9201 Spectrum Center Blvd, Suite 300, San Diego, CA, 92123
  • California Coast Credit Union is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Cal Coast Cares community events and our non-profit, the Cal Coast Cares Foundation.
  • MyPoint Credit Union El Cajon
  • 9420 Farnham Street, San Diego, CA, 92123
  • We're proud to be a part of San Diego, full of one-of-a-kind communities and diverse and passionate doers. At MyPoint Credit Union, we want to help these doers - individuals, families, local businesses and everyone in-between - do more of the things they love in the city they call home.
  • World Wide Credit Corporation
  • 9089 Clairemont Mesa Boulevard, Suite 307, San Diego, CA, 92123
  • World Wide Credit Corporation ("WWCC") is committed to responsible lending, offering the right product to the right client, and forging strategic business relationships for the betterment of our customers and employees. Our longevity in the community is a testament to our business platform and ability to adapt as the marketplace ebbs and flows.
  • First California Funding
  • 4550 Kearny Villa Road, Suite 215, San Diego, CA, 92123
  • First California Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. Let us simplify the process of securing a mortgage by offering the latest in financial tools.
  • TFM Mortgage
  • 8799 Balboa Avenue, Suite 155, San Diego, CA, 92123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America Royale Mortgage, Inc.
  • 4760 Murphy Canyon Road, Suite 202, San Diego, CA, 92123
  • Established in 1989 by San Diego resident Zaldy G. Garcia, AMERICA ROYALE MORTGAGE & CLASSIC AMERICAN REALTY has experienced phenomenal growth. The independently owned and operated company has grown through a unique client, agent and broker refferal network. Home Magazine recently ranked us one of the top offices in the nation.
  • Pacific West Finance & Development Co.
  • 4455 Murphy Canyon Road, San Diego, CA, 92123
  • Pacific West Finance is a commercial and residential financial firm. Specializing in Construction loans, private money, bridge financing, unsecured and secured credit facilities, and mergers and acquisitions. Incorporated in 2007, however our corporate officers have over 20-years of experience in procuring financing
  • Steven Tavera Mortgage & Realestate
  • 8989 Rio San Diego Dr, Suite 100, San Diego, CA, 92108
  • Steven is a Mortgage Loan Officer based out of San Diego and services all of California. Steven was born in Los Angeles and at a young age moved to Europe with his family while his Mother served in the Army. Steven grew up in Europe giving him an understanding of world cultures. Steven attended college at the University of Las Vegas, Nevada and aft
  • Rapozo Funding
  • 1565 Hotel Cirlce South, Suite 145, San Diego, CA, 92108
  • Danielle Rapozo is a highly experienced real estate professional who specializes in California mortgage loans. Danielle consider herself a true San Diego mortgage expert, taking pride in making it happen for her clients. Danielle entered the Real Estate industry in 1998 where she took a position managing a Real Estate team.