FHA VS Conventional loan programs in 2024 for Valparaiso, Okaloosa County, Florida

In 2024, Convetional loan limit in Valparaiso, county of Okaloosa, FL is $726,200 while FHA limit is $603,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Valparaiso, county of Okaloosa, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $431,400 0%
FHA $603,750 3.5%

The comparison table applies to zip codes: 32580, 32542

Conventional and FHA loan options in Valparaiso, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Velocity Credit Union
  • 4515 Seton Center Parkway, Suite 165, Austin, TX, 78759
  • Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative. The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
  • Austin Telco Federal Credit Union
  • 11149 Research Blvd, Suite 300, Austin, TX, 78759
  • Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets. Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services.
  • Lake Travis Mortgages
  • 9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
  • At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States
  • Capital City Mortgage
  • 12731 Research Blvd, Bldg A, Suite 100, Austin, TX, 78759
  • "Capital City Mortgage is a mortgage brokerage company based in Austin, Texas. We have partnered with the biggest and the best financial institutions to achieve this goal. With access to over 50 investors/financial institutions, we are able to provide our borrowers with the best interest rates available in the market."
  • JB Mortgage Group
  • 8834 N Capital of Texas Hwy, Suite 150, Austin, TX, 78759
  • JB Mortgage Group is a residential mortgage lender homegrown in Texas. We focus on excellent communication, cutting edge technology, and 5-star customer service. Advising our clients through every step of the home buying process is our top priority. Our experienced team is your personal loan concierge.
  • Abundance Home Mortgage
  • 11824 Jollyville Road, Suite 503, Austin, TX, 78759
  • Abundance Home Mortgage has been assisting their customers and the community for over 10 years. Our business is 100% referral and repeat customers. We strive to provide first class service with competitive rates in fees. We offer conventional, Jumbo, FHA, VA and USDA financing. We also offer home equity loans and rate and term refinances.
  • UFCU
  • 8303 N Mopac, Suite A105, Austin, TX, 78759
  • University Federal Credit Union is a not-for-profit, credit union. To put it simply, we’re a financial institution owned by, dedicated to, and always working for our Members. We deliver fair and honest products and outstanding service. That’s why we’re Austin’s largest locally-owned financial institution.
  • SLI Mortgage, LLC
  • 10206 Vaquero Trl., Austin, TX, 78759
  • It can be a big undertaking to buy a new house or refinance your mortgage loan.Let us help you find the loan program that's the right fit for you.We have a team of professionals to guide you through this important financial decision.For assistance in finding the appropriate loan program for your unique situation,please contact us at (512) 731-8607.
  • Highlander Mortgage
  • 9009 Mountain Ridge Dr, Suite 210, Austin, TX, 78759
  • Highlander Mortgage is a full-service mortgage company and we are still going strong today by providing you with the lowest mortgage rates you’ll find anywhere. We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.