FHA VS Conventional loan in Valparaiso, Okaloosa County, Florida
In 2025, Valparaiso, located in the county of Okaloosa, FL, has a Conventional loan limit of $726,200. Meanwhile, the FHA loan cap for a single-family home is $603,750.
Use the Lendersa® Conventional loan calculator to explore today's best rate comparisons among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for your eligibility. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to assist in deciding which program in FL best suits your financial needs.
Loan Limits and Down Payment Requirements in Valparaiso, Okaloosa County, FL for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$431,400
0%
FHA
$603,750
3.5%
The comparison table applies to these ZIP codes: 32580, 32542
Exploring Conventional and FHA Loan Choices in Valparaiso, FL
Lendersa® is committed to securing the best Conventional, USDA, or FHA loan options swiftly and with ease. Choose one of three pathways to find matched lenders and appropriate loan programs.
Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957.
We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
1255 West Colton Avenue, Office 17, Redlands, CA, 92374
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
1255 West Colton Avenue, Suite 120, Redlands, CA, 92374
New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.
1425 W Lugonia Ave, Suite 102, Redlands, CA, 92374
Arrowhead Capital Corporation is a mortgage broker based in Redlands, CA. that provides service all over Southern California. Our team is always willing to serve you and each loan officer brings years of experience to the table with a smile. Locally owned and operated since 1985, we want to help provide a financial future, one family at a time
Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
American Global Security has been the best security guard company in San Diego, California, for a long time now. Our security teams are all professionally trained and licensed, and they offer unmatched services to businesses, events, and private clients in San Diego who are looking for answers to their security problems.
Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
We are a full-service real estate consulting & mortgage planning brokerage firm located here in The Heart of San Diego. We are local – San Diego Made – and we proudly represent home sellers, home buyers & those looking for home financing along the way. We are the highest-rated, most 5 star reviewed real estate company in the entire county ..
