Explore the differences! FHA VS Conventional loan programs in Valparaiso, Okaloosa County, Florida
In 2025, Valparaiso, located in the county of Okaloosa, FL, has a Conventional loan limit of $726,200. Meanwhile, the FHA loan cap for a single-family home is $603,750.
Use the Lendersa® Conventional loan calculator to explore today's best rate comparisons among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for your eligibility. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to assist in deciding which program in FL best suits your financial needs.
Loan Limits and Down Payment Requirements in Valparaiso, Okaloosa County, FL for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$431,400
0%
FHA
$603,750
3.5%
The comparison table applies to these ZIP codes: 32580, 32542
Exploring Conventional and FHA Loan Choices in Valparaiso, FL
Lendersa® is committed to securing the best Conventional, USDA, or FHA loan options swiftly and with ease. Choose one of three pathways to find matched lenders and appropriate loan programs.
At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
1001 Military Cutoff Rd, Suite 350, Wilmington, NC, 28405
SeaTrust Mortgage Company is built on the foundation of our #1 core value, customer obsession. As a subsidiary of one of the fastest-growing banks in the southeast, Community First Bank, SeaTrust has the ability to tailor products for your needs and wants. Our "New Wave" technology will provide speed, quality.
At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.
Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
"At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions.
We see ourselves as a small business with a big responsibility
North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.
Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
Today’s Bank, commitment to our customers by providing a strong, stable and secure banking experience has been our promise since we opened our doors over 30 years ago. This commitment to individuals, families and businesses in our communities throughout Northwest Arkansas and the Arkansas River Valley is delivered everyday through personal service,
Founded in 1881, our first location opened in Carrollton, KY. As that community grew, our bank grew with it. Today, FNBKY operates throughout Carroll County and its surrounding area while staying firmly rooted in our tradition of community banking.
The First National Bank of Kentucky is a community-based financial institution.
