FHA VS Conventional loan programs in 2025 for Ocean-City, Okaloosa County, Florida
In the year 2025, the maximum conventional loan limit in Ocean-City, located in the county of Okaloosa, FL, is set at $647,200. Meanwhile, for a single-family house, the FHA limit is $539,350.
Utilize the Lendersa® Conventional loan calculator for a comparison of today's best Conventional, FHA, and USDA rates. Decide what income, credit, reserves, and documentation will qualify you using our comprehensive mortgage calculator. This allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in choosing an optimal program in FL for your particular financial needs.
2025 Loan Limits and Down Payment Requirements in Ocean-City, Okaloosa, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$353,200
0%
FHA
$539,350
3.5%
This comparison table pertains to zip codes: 32547
Conventional and FHA Loan Paths in Ocean-City, FL
At Lendersa®, our mission is to secure the best possible Conventional, USDA, or FHA loan for you quickly and with ease. Begin your journey from one of three options that lead to a matching of lenders and loan programs.
American United Capital, Inc. strives to address the borrower's immediate capital needs and timing concerns.
American United Capital, Inc. is a private commercial and non-owner-occupied residential real estate lender.
We provide short-term, equity-based financing for borrowers when traditional sources are unavailable or untimely.
Property is the
We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.
110 Haverhill Road, Suite 312, Building C, Amesbury, MA, 01913
At National Mortgage Advice, we finance what national banks can't or wont! We Offer: Real Estate Counseling, Acquisition, Development and Financing. We finance in 43 States. Jeffrey J. Moore President at National Mortgage Advice, Inc. National Mortgage Advice, LLC is now their lender of choice.
1350 Lawrence Street, Suite 100, Denver, CO, 80204
Uptown Mortgage is located in Historic Lower Downtown Denver. Having operated in Colorado since 2000, we’ve worked hard to build a reputation that we are proud of. We make sure that every borrower that walks through our doors gets exceptional service. All our loan officers take very seriously the fact that purchasing a home.
Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.
Colorado's Best Mortgage Broker, The Best Loan Officer! If you need money for a real estate transaction, we can find it for you. As your expert mortgage broker, your best interest is always on my mind. I like to keep my clients for life. The only way to do that is to offer exceptional service plus knowing that I am your trusted advisor
In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
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