FHA VS Conventional loan in Deerfield-Beach, Broward County, Florida

For 2026, the conventional loan limit in Deerfield-Beach, part of Broward county, FL, is set at $647,200, while the FHA limit for a single-family home is $460,000.

Use the Lendersa® Conventional loan calculator to compare today's optimal rates between Conventional, FHA, and USDA loans. Determine your needed income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision for the best program in FL to match your financial needs.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Deerfield-Beach, Broward, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The above comparison table is applicable to these zip codes: 33442

Explore Conventional and FHA Loan Options in Deerfield-Beach, FL

The aim of Lendersa® is to efficiently provide you with the best possible Conventional, USDA, or FHA loans without hassle. Choose from one of three starting points below for connecting with matching lenders and loan programs.

Lendersa USDA loan request and matching results


Deerfield-Beach Lenders

  • Expert Title Company
  • 1761 W. Hillsboro Blvd, Suite 205, Deerfield Beach, FL, 33442
  • Lends in Florida
  • Expert TitleSM utilizes state of the art equipment and methods to provide you the most efficient and high quality service. We have operated since early 2002 in centrally located Broward County. After more than 20 years of operation in Fort Lauderdale, the office was relocated in 2007 to Deerfield Beach, helping us better serve Miami-Dade

  • Wise Choice Mortgage Corporation
  • 1807 South Powerline Road, Suite 105, Deerfield Beach, FL, 33442
  • Lends in Florida
  • Our mission is to provide to provide our clients with the highest quality of Lending services available. We bring a highly qualified team of Lending professionals to the table for all of our clients. We act in the best interest of our clients at all times, bringing unquestionable ethics to each transaction

  • Royal Mortgage USA Corp.
  • 1130 S Powerline Rd #104, Deerfield Beach, FL, 33442
  • Lends in Florida
  • Royal Mortgage USA has assisted countless clients in realizing their dream home through tailored financing options. As our client’s partner and advocate, our team of experienced, professional, and dedicated financial officers find satisfaction in crafting the perfect mortgage solution.

  • Osprey Mortgage Lending LLC
  • 5364 Osprey Street, Coconut Creek, FL, 33073
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • US Lending Services
  • 342 SE 10th Street, Deerfield Beach, FL, 33441
  • Lends in Florida
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • Tower home Loans
  • 1100 South Federal Hwy, Suite 250, Deerfield Beach, FL, 33441
  • Lends in Florida
  • TOWER HOME LOANS. A company specialized in mortgage & focused on offering what is best in the market to your customers. Founded in Boston, MA with over 15 years of experience in this market.After positioning the company as a major player in Boston, the TOWER HOME LOANS chose Florida to start its expansion project by the USA.

  • The Discount Mortgage Store
  • 7452 champagne pl, Boca Raton, FL, 33433
  • Lends in Florida
  • We Finance every type of Residential and Commercial Mortgage in the USA. The The Discount Mortgage Store Team is your premier mortgage team located in Boca Raton, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.

  • Oceanside Lending LLC
  • 7280 West Palmetto Park Road, Suite 201N, Boca Raton, FL, 33433
  • Lends in Florida
  • We help clients achieve the American Dream of Homeownership while going the extra mile to make the process smooth efficient & explained. Feel the difference of a Concierge Lending Experience that combines technology with efficiency. Whether you’re buying, selling, refinancing, building your dream home you have a lot riding on your loan officer.

  • MJS Financial LLC
  • 22140 Primrose Way, Boca Raton, FL, 33433
  • Lends in Florida
  • We are a small brokerage with over sixteen years of experience as a licensed mortgage brokerage. Being a small brokerage we have lower overhead and more control over what we can do for you.brokerage with over sixteen years of experience as a licensed mortgage brokerage. We can help you get approved for mortgages and refinancing.