FHA VS Conventional loan programs in Watergate, Palm Beach County, Florida

In the year 2025, the limit on Conventional loans in Watergate, located within the county of Palm Beach, FL, stands at an impressive $726,200. In contrast, the FHA loan limits for a single-family dwelling in the same area amounts to $557,750. This difference is crucial for potential homeowners evaluating their financing options.

The Lendersa® Conventional loan calculator provides an excellent resource to evaluate the current best rates for Conventional loans, USDA loans, and FHA loans. Users can easily determine the necessary income levels, credit scores, reserve amounts, and specific documents required to qualify. With our advanced and innovative mortgage calculator tool at your fingertips, you can conveniently view Conforming Conventional mortgages alongside USDA, FHA, and VA options, allowing you to make an informed decision about the most suitable loan program available in FL for your financial situation.

Compare an array of loan offers from a network of 100 lenders

2025 Loan Limits and Downpayment Requirements in Watergate, County of Palm Beach, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $368,000 0%
FHA $557,750 3.5%

Note: This comparison is relevant for the following zip codes: 33428

Exploring Conventional and FHA Loan Paths in Watergate, FL

The primary ambition of Lendersa® is to facilitate you in securing the finest Conventional, USDA, or FHA loan in a swift manner and with minimum trouble. Begin your journey by selecting one of the three initial paths. Each option has been designed to seamlessly match you with lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • Palmer Lending
  • 600 S Cherry St, Suite 1108, Denver, CO, 80246
  • We are your trusted and experienced mortgage advisers, we strive in helping you for years to come! We are unlike other mortgage companies, we focus on empowering our clients with competitive rates and monitoring the market for movements that would benefit you! That is the reason why we should be your number one choice when it comes
  • Unified Mortgage Corporation
  • 950 S Cherry St, Suite 916, Denver, CO, 80246
  • Colorado's residential and commercial lending experts for both the QM/non-QM market. Unified Mortgage Corporation offers: easy, hassle-free, digital mortgages. access to lower wholesale rates, and closing in 20 days or less. Our licensed and multi-lingual staff make mortgages easy.
  • GR Financial
  • 650 South Cherry Street, Suite 1400, Denver, CO, 80246
  • GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
  • Industry Home Mortgage
  • 720 S. Colorado Blvd. Penthouse N, Glendale, CO, 80246
  • At Industry Home Mortgage, we do things differently. Our focus is on YOU—our customer! We take the time to learn about your unique situation and your short and long-term financial goals. We listen to your needs, educate you on options and then find the right loan that makes sense for you.
  • Broadmark Realty Capital Inc.
  • 501 S Cherry St, Suite 1100, Denver, CO, 80246
  • Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • Move Up Mortgage, LLC
  • 1221 S Clarkson, Suite 430, Denver, CO, 80210
  • We are committed to providing customized mortgage products and services that are tailored to meet your individual needs. Our loan experts are committed to guiding you to the right loan to help you reach your financial goals with integrity and professionalism. Move Up Mortgage NMLS #2016625. All Rights Reserved
  • Aslan Home Lending Corporation
  • 1777 South Harrison Street, Suite 903, Denver, CO, 80210
  • Our goal is simple To help every family we serve get to “Yes.” Yes to the loan that unlocks the joy of home ownership. Yes to the lending solutions that meet every client’s unique needs and wants. That’s why we dedicate our every resource to serve as your personal guide through the lending process, solving problems, building confidence.
  • NexHome Lending
  • 1174 South York Street, Denver, CO, 80210
  • NEXHome Lending Offers a wide array of programs and options to meet your Home Financing needs. With over 30 years of experience in all facets of Residential Home Lending you can be assured of great advice and service Jim Van Buskirk is President of the NEXHome Lending A Mortgage Company
  • Downs Financial Inc
  • 1159 South Clayton Street, Denver, CO, 80210
  • We are a Colorado mortgage company approved in multiple states to originate home loan programs like mortgage refinancing, home purchase and home equity mortgages. We recognize the importance of a long term relationship and to help foster such a relationship, we provide our customers with a “Low Rate Guarantee.
  • Lake Dillon Mortgage Services Inc
  • 3801 East Florida Avenue, Suite 630, Denver, CO, 80210
  • We are a full service residential first mortgage lender offering solutions custom tailored to the individual needs of a borrower. We pride ourselves on personal service and we are ready to create your custom mortgage solution today. We are experienced in dealing with the borrower and realtor through every step of the process to ensure