Explore the differences! FHA VS Conventional loan programs in East-Lake-Orient-Park, Hillsborough County, Florida

In the year 2025, the county of Hillsborough within East-Lake-Orient-Park, FL has a Conventional loan cap of $647,200, while the FHA limit stands at $420,680 for a single-family residence.

To compare today’s best rates under Conventional, FHA, and USDA programs, use the Lendersa® Conventional loan calculator. Analyze and identify the necessary income, credit scores, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to review Conventional, FHA, USDA, and VA loans side-by-side, helping you choose the best option for your financial circumstances in FL.

Explore loan offers from over 100 lenders

Loan limits and down payment requirements for 2025 in East-Lake-Orient-Park, Hillsborough, FL

Loan Category Maximum Limit Minimum Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Please note: The above comparison pertains to the zip codes: 33637, 33619, 33610, 33617, 33601, 33661, 33662, 33680

Options for Conventional and FHA loans in East-Lake-Orient-Park, FL

Lendersa® aims to swiftly provide the most suitable Conventional, USDA, or FHA loan without complications. Choose any of the three initial paths for tailored lender and loan program matches.

Lendersa USDA loan requests and results


  • Simplicity Mortgage
  • 411 DUNLAWTON AVENUE, Port Orange, FL, 32127
  • Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
  • American Mortgage Loan Services, LLC
  • 5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127
  • American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.
  • Embrace Home Loans - Viera, FL
  • 3959 S Nova Road Suite 2, Port Orange, FL, 32127
  • We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.
  • Calculator Mortgage LLC
  • 345 Putnam Avenue, Ormond Beach, FL, 32174
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ormond Mortgage Group
  • 555 W Granada Blvd, Suite A4, Ormond Beach, FL, 32174
  • We are a private mortgage company specializing in non-qualifying hard money loans to real estate investors in the State of Florida for rehab/flip properties, rental property and cash-out refinances for investment properties. We offer several loan programs that will certainly meet your needs. We offer zero upfront fees until your loan is approved.
  • AMC Mortgage Corporation
  • 20103 Cheetah Lane, Fort Myers, FL, 33913
  • Full service mortgage company serving Maryland, Pennsylvania and Florida. Acclaimed as one of America's top mortgage brokers. AMC also portfolios mortgage loans. AMC provides all types of mortgages from Fannie Mae, Freddie Mac, FHA, VA, USDA, construction loans to commercial loans.
  • ELITE FUNDING NETWORK
  • 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
  • Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
  • My Healthcare Federal Credit Union
  • 4720 NW 39th Ave, Gainesville, FL, 32606
  • My Healthcare Federal Credit Union has been serving employees of thehealth care community since 1974. The credit union was originally formed under the name of HCA Federal Credit Union and was chartered to serve the health care community of North Florida Regional Medical Center in Gainesville, FL.