Explore the differences! FHA VS Conventional loan programs in Temple-Terrace, Hillsborough County, Florida

In 2025, the Conventional loan limit in Temple-Terrace, Hillsborough county, FL is $647,200, and the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and qualifications. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in selecting the best program for your financial needs in FL.

Explore offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Temple-Terrace, Hillsborough, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to zip codes: 33637, 33617, 33687

Conventional and FHA Loan Choices in Temple-Terrace, FL

Lendersa® aims to quickly provide you with the best available Conventional, USDA, or FHA loan, hassle-free. Choose from three starting points to find matched lenders and programs.

Results for Lendersa USDA loan requests


  • FIRST COLONY MORTGAGE CORPORATION
  • 508 W 800 N, Orem, UT, 84057
  • First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
  • Elevate Mortgage Group
  • 384 S 400 W, Suite 100, Lindon, UT, 84042
  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA. vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav
  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Carla Marinko - Stockman Bank
  • 402 N Broadway, Billings, MT, 59101
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
  • Yellowstone Bank.
  • 3010 3rd Avenue North, Billings, MT, 59101
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907
  • Western Security Bank
  • 2812 1st Avenue North, Billings, MT, 59101
  • Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area. Western Security Bank, A Division of Glacier Bank,
  • Wallinder Mortgage Brokers
  • 746 Grand Avenue, Billings, MT, 59101
  • "We are 'Your Home Town Mortgage Store' We shop America's Top Lender for the best real estate home loan, suited to your needs. No extra cost to you! Great Rates! More loan options for you! Lenders with NO Banking ‘overlays’. NO ‘Extra’ loan restrictions. Helping home buyers and owners for over 20 years!"
  • Valley Credit Union
  • 207 North Broadway, Billings, MT, 59101
  • Valley Credit Union has proudly served citizens within the Big Sky Country, which now includes 11 counties across Montana and Wyoming. From the beginning, we were founded on the promise to provide accommodating, personalized service, as well as top-notch financial services to our members. Those founding principles are the same driving force