FHA VS Conventional loan in Tampa, Hillsborough County, Florida

In 2025, Convetional loan limit in Tampa, county of Hillsborough, FL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Tampa, county of Hillsborough, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 33637, 33629, 33621, 33620, 33619, 33616, 33613, 33610, 33617, 33614, 33611, 33612, 33605, 33603, 33647, 33609, 33604, 33607, 33606, 33602, 33608, 33622, 33623, 33630, 33631, 33633, 33646, 33650, 33655, 33663, 33664, 33672, 33673, 33674, 33677, 33679, 33681, 33684, 33686, 33689

Conventional and FHA loan options in Tampa, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
  • JWK & Associates
  • 355 N Sheridan Street, Suite 115, Corona, CA, 92878
  • "JWK & ASSOCIATES is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,"
  • Tennison Mortgage Solutions
  • 8273 White Oak Ave, Suite C & D, Rancho Cucamonga, CA, 91730
  • Tennison Mortgage Solutions is dedicated to matching our clients with the right loan that helps you achieve your homeownership goals. Each customer has a different financial background and borrowing needs. That is why it takes a highly-trained mortgage professional to sort through several loan options
  • FinishLine Mortgage
  • 8270 Aspen St Rancho, Rancho Cucamonga, CA, 91730
  • Our mission is to provide our clients with a stress-free mortgage experience. We achieve this by providing a fast, convenient, and transparent digital mortgage process backed by expert guidance and exceptional customer service. Convenient Digital Process Extensive Product Options
  • Mortgage Plus
  • 8560 Vineyard Avenue, Suite 501 & 502, Rancho Cucamonga, CA, 91730
  • Realty Plus is a full service company that is dedicated to Buyer's, Sellers, Investor's, Tenant's & Landlords! Our Associates are dedicated to providing top notch professional service while delivering information that will assit our clients for all current and future transactions! Our business relationships are built on a solid foundation
  • Edge Home Finance
  • 9267 Haven Ave, Suite 270, Rancho Cucamonga, CA, 91730
  • Brad Bennett 30 years of experience in mortgage lending, I am able to quickly analyze income, assets, liabilities, and credit to formulate a mortgage plan that personally suits your financial needs. I specialize in residential mortgages for purchase or refinance. I offer Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages,
  • Lordsman Funding
  • 8816 Foothill Boulevard, Suite 103-279, Rancho Cucamonga, CA, 91730
  • Lordsman Funding is a mortgage company, but it is also our platform for ministry. While we can do any type of real estate mortgage loan that can be done, we are not in the business of selling folks loans. Early on we saw that no one ever really called us for a loan, even though they thought they were doing so. Instead
  • The Loan Doc Daniel Young
  • 9227 Haven Ave, Suite 300, Rancho Cucamonga, CA, 91730
  • Daniel Young committed to helping you find the right mortgage product for you and your families needs for our Southern California Region. I understand that every borrower is different, and as a Direct Lender we offer a variety of mortgage products to meet your individual home purchase and home ReFinancing needs.
  • NexxMortgage
  • 9431 Haven Ave, Suite 232, Rancho Cucamonga, CA, 91730
  • WE ARE PREMIER MORTGAGE CONSULTANTS. Our mortgage loan officers are highly trained, experienced and motivated to work with you. Fill out a quick form and we'll match you with a loan officer that will help you accomplish your goals. Our fees, interest rates and vendor fees are some of the lowest in the industry.
  • Esteem Mortgage
  • 10670 Civic Center Drive, Suite 100, Rancho Cucamonga, CA, 91730
  • Esteem Mortgage mortgage industry in 1979. My experience includes Loan Processing, Underwriting, Funding, Closing, and managing a Banker's office as an AVP. I currently hold my NMLS License and Real Estate License. My clients love working with me because I can anticipate any unforeseen issues and resolve them before they become a problem.