FHA VS Conventional loan programs in 2025 for Tampa, Hillsborough County, Florida

In 2025, the Conventional loan limit for a single-family home in Tampa, Hillsborough county, FL, is $726,200. Meanwhile, the FHA loan limit for the same type of residence is $472,030.

The Lendersa® Conventional loan calculator is designed to help you compare the best available rates for Conventional, FHA, and USDA loans today. This tool enables you to assess the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side-by-side to help determine the most suitable program for your financial needs in FL.

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2025 Loan Limits and Downpayment Requirements in Tampa, Hillsborough, FL

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This data applies to the zip codes: 33637, 33629, 33621, 33620, 33619, 33616, 33613, 33610, 33617, 33614, 33611, 33612, 33605, 33603, 33647, 33609, 33604, 33607, 33606, 33602, 33608, 33622, 33623, 33630, 33631, 33633, 33646, 33650, 33655, 33663, 33664, 33672, 33673, 33674, 33677, 33679, 33681, 33684, 33686, 33689

Options for Conventional and FHA Loans in Tampa, FL

Lendersa® aims to ensure that you quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three options, each leading to compatible lenders and loan programs tailored to your needs.

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  • Jennifer Hall - Hometown Lenders
  • 150 E. Campus View Blvd, Suite 275, Columbus, OH, 43235
  • Hometown Lenders is here to serve our partners by operating from the core belief that exceeding expectations is the only way to do business. We deliver this pledge of excellence through unsurpassed customer service, leading-edge technology, and expert assistance to provide the most innovative and creative mortgage financing solutions available.
  • The Equitable Mortgage Corporation
  • 3530 Snouffer Road, Suite 100, Columbus, OH, 43235
  • Equitable Mortgage is dedicated to client satisfaction. We are a family owned business and one of Ohio's largest lenders. We take every loan request very seriously and use our expertise to better serve you and Equitable Mortgage has simplified the loan application process. We make it easy to Apply Online.
  • BMI Federal Credit Union
  • 6165 Emerald Parkway, Dublin, OH, 43016
  • BMI Federal Credit Union is a not-for-profit financial cooperative owned by its members. The mission of BMI FCU is to improve the financial lives of our members. We provide high quality financial services and products that are competitive, convenient, and responsive to member needs.
  • First Federal Savings Bank
  • 2 North 2nd Street, Newark, OH, 43055
  • We know what it means to chase a dream with everything you have. At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
  • Park Sterling Bank
  • 50 North Third Street, Newark, OH, 43055
  • Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w
  • BUCKEYE HOME LENDING, LLC
  • 1281 W Main St, Newark, OH, 43055
  • Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.
  • Indy Mortgage Team
  • 4770 S Emerson Ave, Indianapolis, IN, 46203
  • At Indy Mortgage We specialize in FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances. We're known for being experts on difficult files and often get people approved when other mortgage professionals can not.FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances.
  • ALL AMERICAN MORTGAGE, LTD
  • 30618 Dupont Blvd, Suite 2, Dagsboro, DE, 19939
  • All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.
  • Pioneer Mortgage Services, LLC
  • 238 W Main St, Plain City, OH, 43064
  • Pioneer Mortgage was founded in 2005 on two main principles, customer satisfaction and excellent customer service. Since then we have made every business decision based off these principles. These principles along with the experience we have gained through one of the biggest financial meltdowns in American history.
  • Ohio HealthCare Federal Credit Union
  • 3955 W Dublin Granville Road, Dublin, OH, 43017
  • Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.