Explore the differences! FHA VS Conventional loan programs in Tampa, Hillsborough County, Florida

In 2025, the Conventional loan limit for a single-family home in Tampa, Hillsborough county, FL, is $726,200. Meanwhile, the FHA loan limit for the same type of residence is $472,030.

The Lendersa® Conventional loan calculator is designed to help you compare the best available rates for Conventional, FHA, and USDA loans today. This tool enables you to assess the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side-by-side to help determine the most suitable program for your financial needs in FL.

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Tampa, Hillsborough, FL

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This data applies to the zip codes: 33637, 33629, 33621, 33620, 33619, 33616, 33613, 33610, 33617, 33614, 33611, 33612, 33605, 33603, 33647, 33609, 33604, 33607, 33606, 33602, 33608, 33622, 33623, 33630, 33631, 33633, 33646, 33650, 33655, 33663, 33664, 33672, 33673, 33674, 33677, 33679, 33681, 33684, 33686, 33689

Options for Conventional and FHA Loans in Tampa, FL

Lendersa® aims to ensure that you quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three options, each leading to compatible lenders and loan programs tailored to your needs.

See results of USDA loan requests with Lendersa


  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.
  • Heritage Fund Realty and Investments
  • 21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
  • Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.
  • Solano Mortgage - Main St.
  • 520 Main St, Vacaville, CA, 95688
  • We are a mortgage lender, mortgage banker, direct lender . We process, underwrite and fund loans. Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings
  • Pacific Community Lender Inc
  • 190 S. Orchard Ave, Suite B-115, Vacaville, CA, 95688
  • We were one of the first Mortgage Brokers in Vacaville. With over 30 years of experience, our specialty is offering products that others cannot and we have competitive rates to ensure satisfaction. Brokers in Vacaville. With over 30 years of experience, our specialty is offering products.
  • Mortgage Masters Lending Inc
  • 338 Cernon Street, Vacaville, CA, 95688
  • Mortgage Masters of California is a mortgage brokerage made up of experienced brokers hell-bent on delivering top notch customer service. We take pride in providing our clients with quick customized quotes, epic low rates curated with our client’s future goals in mind, then we seal the deal in lightning speed.
  • McGuire Capital Group Realty
  • 548 Main Street, Vacaville, CA, 95688
  • McGuire Capital Group has worked with borrowers and investors throughout Solano County and the surrounding area for over 30 years to offer fast private money financing to qualified clients. Our local and in-depth operations allow us to develop strong, lasting relationships built on trust and individual needs.
  • Citizens Financial
  • 406 Main St., Suite E, Vacaville, CA, 95688
  • "We are a residential and commercial brokerage with the core focus of ""to serve those who serve."" Our passion and driving force is to provide exceptional home loans to all California citizens. With that being said, we have partnered with the top portfolio in private wholesale mortgage divisions."
  • Watson Capital Mortgage
  • 2950 Buskirk Avenue, Suite 300, Walnut Creek, CA, 94597
  • Watson Capital Mortgage is a tech- oriented independent mortgage company, laser focused on delivering our qualified purchase & Refinance customers some of the LOWEST interest rates in CA. We partner with only the best "wholesale" mortgage lenders which allows us to price off wholesale rate sheets- potentially saving customers thousands of dollars.