FHA VS Conventional loan programs in 2026 for Edgewood, Orange County, Florida

For the year 2026, the limit for a Conventional loan in Edgewood, within Orange county, FL, stands at $726,200. Meanwhile, the FHA limit, applicable to a single-family residence, is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate and contrast the best current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required for approval. Our sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional loans along with USDA, FHA, and VA options to enable you to select the optimal program in FL for your specific financial circumstances.

Examine loan options from 100 different lenders

Loan limits and down payment criteria for 2026 in Edgewood, Orange county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to zip codes: 32806

Exploring Conventional and FHA loan choices in Edgewood, FL

At Lendersa®, our aim is to secure the best possible Conventional, USDA, or FHA loan swiftly and smoothly. Begin with one of the three pathways provided below, which are designed to match you with suitable lenders and loan programs.

Lendersa USDA loan inquiry and matching outcomes


Edgewood Lenders

  • Orlando Credit Union
  • 945 South Orange Avenue, Orlando, FL, 32806
  • Lends in Florida
  • We believe in offering a better banking alternative. Because Orlando Credit Union is a not-for-profit financial cooperative, our earnings go back into the credit union to be able to offer competitive rates on savings and loan products, and lower fees than other financial service providers.

  • Priority Credit Union
  • 301 East Michigan Street, Orlando, FL, 32806
  • Lends in Florida
  • The mission of PCU is “To foster the growth of our employees & as a team, deliver financial advice & products to the people of our community for each stage of lives” & with years of history combined with a bright future the delivery of dreams seems to continue.We are committed to a set of core values that ensures a member-centric business focus.

  • America's Money Source
  • 2306 Curry Ford Rd, Orlando, FL, 32806
  • Lends in Florida
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Progressive Capital Lending Group
  • 111 North Orange Ave, Suite 800, Orlando, FL, 32801
  • Lends in Florida
  • We’ll provide the commercial finance you need to expand your company and tap new markets thanks to our full suite of lending products designed to bring you success. Furthermore, your project will be overseen by a dedicated team of financial experts who have made us a nationally renowned leader in small business loans.

  • Firefighter Mortgages®
  • 189 S Orange Ave, Suite 970, Orlando, FL, 32801
  • Lends in Florida
  • As firefighters ourselves, it is our mission to provide unparalleled mortgage value and service to our brother and sister firefighters, first responders, law enforcement members, and service members in a safe and friendly environment with their best interests as our guide.and Understanding that everybody’s situation and objectives may be different

  • Unrivaled Rate LLC
  • 121 South Orange Avenue, 15th Floor, Suite 1500, Orlando, FL, 32801
  • Lends in Florida
  • At UnrivaledRate, where we specialize in residential mortgages. At UnrivaledRate, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • VIP Mortgage Group
  • 1511 East Robinson Street, Orlando, FL, 32801
  • Lends in Florida
  • "VIP Mortgage Group is a mortgage service provider based in Orlando, Florida. We’re dedicated to providing our customers with simple, fast and easy borrowing solutions at competitive rates with the highest level of expertise, honesty and integrity.
    Information is subject to change without notice."

  • My Home Mortgage Company
  • 618 East South Street, Suite 500, Orlando, FL, 32801
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • My Mortgage Funding LLC
  • 390 North Orange Ave, Suite 2311, Orlando, FL, 32801
  • Lends in Florida
  • We're a mortgage lender that offers various types of financing options including Conventional, FHA, VA, USDA, Commercial & Jumbo loans, Non-QM loans for people with credit issues...etc, Our goal is to eliminate all the hurdles to home ownership various types of financing options.