FHA VS Conventional loan in Pine-Castle, Orange County, Florida

For the year 2026, the Conventional loan limit in Pine-Castle, located within Orange county, FL, is $647,200. Meanwhile, the FHA limit for a single-family dwelling is $420,680.

Use the Lendersa® Conventional loan calculator to compare today’s Conventional, FHA, and USDA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you decide which program in FL is best for your situation.

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2026 Loan Limits and Down Payment Requirements in Pine-Castle, Orange, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant to zip codes: 32809, 32839

Explore Conventional and FHA Loan Options in Pine-Castle, FL

The aim of Lendersa® is to quickly and easily connect you with the most suitable Conventional, USDA, or FHA loan. Select one of three pathways to match with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Jet Capital Funding
  • 97 S Sewalls Point Rd, Stuart, FL, 34996
  • "Elevate your portfolio with Jet Real Estate. Led by Jamison Troutman, we bridge the gap between residential grit and high-stakes commercial investment. Whether you’re acquiring your first multi-family unit or closing a $100 million commercial deal, our team delivers the personalized strategy and market expertise needed to navigate today’s dynamic landscape with absolute precision." Call  561-827-5744

  • Seaside National Bank and Trust
  • 820 A1A North, Ponte Vedra Beach, FL, 32082
  • Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank

  • Dolphin Home Mortgage Inc
  • 2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082
  • Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.

  • MTR Funding LLC
  • 2407 Brittany Court, Ponte Vedra Beach, FL, 32082
  • We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.

  • Navigator Mortgage Inc
  • 183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • OVM Financial, Inc
  • 822 Florida A1A, Ponte Vedra Beach, FL, 32082
  • OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.

  • MSC Mortgage, LLC
  • 110 Nokomis Ave. N., Venice, FL, 34285
  • At MSC Mortgage, we partner with Michael Saunders & Company to provide a full range of real estate services along with home financing options. Let us find the best possible loan for your next home purchase or refinance. Our goal is to provide our valued customers with great rates, fast closings and outstanding customer service.

  • Gulfside Mortgage Services
  • 1062 East Venice Avenue, Venice, FL, 34285
  • Gulfside Mortgage Services in April of 2003. Our team has over 104 years combined experience in the mortgage industry. That is why we are the leaders of what we do. We are dedicated to our community and give back to it as much as possible. Gulfside Mortgage Services is your best source for the lowest-rate financing on the market.

  • American Eagle Mortgage Company
  • 767 Shamrock Blvd, Venice, FL, 34293
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
    All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."

  • CasaBella Financial Services LLC
  • 2265 Southwest Mapp Road, Palm City, FL, 34990
  • We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Realize the dream of homeownership.