FHA VS Conventional loan programs in 2025 for Sky-Lake, Orange County, Florida

In 2025, the Conventional loan limit in Sky-Lake, in the county of Orange, FL, is $647,200. In contrast, the FHA limit for a single-family home is positioned at $420,680.

Take advantage of the Lendersa® Conventional loan calculator to explore and compare today's top rates for Conventional loans, FHA, and USDA options. Determine what income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator presents a detailed side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, providing assistance in choosing the most suitable program for your financial needs in FL.

Analyze and compare loan offers from a wide network of 100 lenders

2025 Loan Limits and Downpayment Requirements in Sky-Lake, County of Orange, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the zip codes: 32809, 32859

Diverse Conventional and FHA Loan Options in Sky-Lake, FL

The objective of Lendersa® is to ensure you obtain the best possible loan swiftly, whether it's Conventional, USDA, or FHA, without any undue hassle. You have the choice of three different starting points that will connect you with matching lenders and appropriate loan programs.

Review results from Lendersa's USDA loan requests and matches


  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
  • Greater New Orleans Federal Credit Union
  • 3105 Lime Street, Metairie, LA, 70006
  • Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.
  • Knoxville Firefighters Federal Credit Union
  • 5207 Schubert Road, Knoxville, TN, 37912
  • Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana. Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees
  • First State Bank of the South, Inc.
  • 5856 Highway 278, Sulligent, AL, 35586
  • First State Bank of the South, Inc (previously First State Bank of Lamar County) is a community bank established April 20, 1973 in Sulligent, Alabama. The Board of Directors originally consisted of nine (9) members: Ted Boyett, Chairman, Joseph A. Milner, B.F. Boyett, Dennis Boyett, Dr. W.C. Box, Dave Fine.
  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.
  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.