Explore the differences! FHA VS Conventional loan programs in Estero, Lee County, Florida

In 2025, for Estero, located in the county of Lee, FL, the conventional loan limit stands at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine your qualification by assessing the required income, credit, reserves, and documentation. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, guiding you in selecting the best program for your financial needs in FL.

Compare 100 lenders' loan offers here

2025 Loan Limits and Down Payment Requirements in Estero, Lee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $376,000 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 33967, 34135, 33928, 33929

Explore Conventional and FHA Loan Options in Estero, FL

The aim of Lendersa® is to help you obtain the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Begin with one of three methods to find matching lenders and loan programs.

Lendersa's USDA loan request and matching results


  • Strong Home Mortgage, LLC
  • 2255 Glades Road, Boca Raton, FL, 33431
  • We believe that delivering exceptional service to our customers will begin with people and end with technology. Using technology and automation to create transparency and an easy to understand process, we believe Strong Home Mortgage can provide a unique and efficient loan experience.
  • Dreamlink Mortgage
  • 520 Northeast 44th Street, Boca Raton, FL, 33431
  • Dreamlink Mortgage. We are a full-service mortgage company based in Boca Raton, FL. We specialize in FHA, VA, Conventional Home Loans, Commercial Loans, and Home Purchase Loans in Boca Raton. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in the zip code 33431.
  • KESSNER FINANCIAL, INC
  • 5550 Glades Road #305, Boca Raton, FL, 33431
  • KESSNER FINANCIAL, INC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans which best suit our clients needs. We believe that the best borrower is an educated borrower. It is for this reason that we work closely with them to insure that their financing is intergrated as part.
  • City 1st Mortgage Services
  • 2255 Glades Road, Suite 324A & 319A, Boca Raton, FL, 33431
  • "City First Mortgage Services, we are a unified group of experienced loan professionals who know how to have fun in the mortgage industry. Our culture celebrates each team member’s individuality and creativity. We know there is not ONE right way to get the job done, therefore, we encourage innovative minds
  • NP, Inc.
  • 4800 N. Federal Highway, Building E, Suite 200, Boca Raton, FL, 33431
  • NP, Inc. is a mortgage company with a 24 year history of helping people become new home owners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads.
  • Capital Funding Financial LLC
  • 5550 Glades Rd Ste #200, Boca Raton, FL, 33431
  • CAPITAL FUNDING FINANCIAL IS A LICENSED FAMILY-OPERATED AND PRIVATELY FUNDED LENDER ON INVESTMENT PROPERTIES NATIONWIDE. WE OFFER OUR CLIENTS THE ABILITY TO CLOSE A LOAN IN DAYS NOT WEEKS DUE TO OUR STREAMLINED INTERNAL UNDERWRITING, SELF-FUNDING, AND IN HOUSE LEGAL COUNSEL. WE ARE A+ RATED WITH THE BETTER BUSINESS BUREAU
  • Ideal Lending Solutions
  • 301 Yamato Road #1240, Boca Raton, FL, 33431
  • Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
  • LendingOne
  • 901 Yamato Road, Suite 150, Boca Raton, FL, 33431
  • LendingOne is a direct private lender for Real Estate professionals. We offer fix/flip bridge loans and long term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently and help you grow your business.and alsoLendingOne uses our own capital, an easy online application.
  • Pompano Beach City Empl CU
  • 420 NE 19th Ave, Pompano Beach, FL, 33060
  • Pompano Beach Employee Credit Union has been serving the employees & their families since 1956. Over the years the Pompano Beach Employee Credit Union has grown in assets in excess of 10 million. We are regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government, and the State of Florida Department of Banking.