FHA VS Conventional loan in Estero, Lee County, Florida

In 2025, for Estero, located in the county of Lee, FL, the conventional loan limit stands at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine your qualification by assessing the required income, credit, reserves, and documentation. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, guiding you in selecting the best program for your financial needs in FL.

Compare 100 lenders' loan offers here

2025 Loan Limits and Down Payment Requirements in Estero, Lee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $376,000 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 33967, 34135, 33928, 33929

Explore Conventional and FHA Loan Options in Estero, FL

The aim of Lendersa® is to help you obtain the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Begin with one of three methods to find matching lenders and loan programs.

Lendersa's USDA loan request and matching results


  • Prosper First Funding Corporation
  • 2465 Black Rock Turnpike, Fairfield, CT, 06825
  • At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
  • Red Door Home Loan Corporation
  • 975 East Nerge Road, Suite N10, Roselle, IL, 60172
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ACS Mortgage Corporation
  • 1350 W. Lake Street, Suite C, Roselle, IL, 60172
  • ACS Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools..
  • Dimension Mortgage Corp
  • 1000 Skokie Blvd, Suite 570, Wilmette, IL, 60091
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First American Bank (Chicago)
  • 700 Busse Road, Elk Grove Village, IL, 60007
  • At First American Bank, we're small enough to provide the personal attention that makes you comfortable coming to us for a multi-thousand-dollar auto loan. As the largest privately held bank in Illinois, we're big enough that you can also get multi-million-dollar financing if your company exports auto parts – or anything else.
  • Z Reverse Mortgage
  • 836 S Arlington Heights Rd, Suite 182, Elk Grove Village, IL, 60007
  • Z Reverse Mortgage is a free informational resource for seniors and their families on the reverse mortgage process. We provide senior citizens with all the necessary information and assistance in order to identify the right loan programs, determine property value, and begin the process.
  • JM Mortgage Services LLC
  • 970 Pine Avenue, Lake Orion, MI, 48362
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • People's United Bank
  • 710 Water St, Bridgeport, CT, 06608
  • People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
  • Partners In Mortgage Inc
  • 1350 East Main Street, Saint Charles, IL, 60174
  • We work with several lenders to compare the best rates for your unique journey. Rates are constantly changing, so an open line of communication will ensure you get the rate and loan program that's best for you. we'll be there to offer you advice and the best rate for your situation. we provide customer care every step of the way.